3114 Elisha Ave, Zion, IL 60099 Property Records

Lake County property record for 3114 Elisha Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1965
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Jul 2022)
Tax Bill	$5,264 (2023)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-28-218-017`

Property Details

APN / Parcel Number

Primary APN	`04-28-218-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,754 sqft (0.178 acres)
Parking Spaces	1 Parking Space
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3114 ELISHA AVE
City	ZION
State	IL
Zip	60099-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC.28 LOT 17 BLOCK 35
Legal Subdivision	ZION CITY SEC.28
Legal Block	35
Legal Lot Number	17
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1011
Census Tract	860500

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3114 ELISHA AVE, ZION, IL 60099-3226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Aug 16, 2022	Intrafamily Transfer, Transfer
Jul 15, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	20227920027
Prior Transfer Date	Jul 11, 2022
Prior Transfer Doc	0007926582
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	3114 ELISHA AVE, ZION, IL 60099-3226
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 ELISHA AVE, ZION, IL 60099-3226

Mortgage

Document Number	0008116591
Date	Aug 22, 2025
Instrument	8116591

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Aug 16, 2022
Property Address	3114 ELISHA AVE, ZION, IL 60099-3226
Document Number	0007926582
Instrument Date	Jul 11, 2022
Instrument	7926582
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3114 ELISHA AVE, ZION, IL 60099-3226

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 15, 2022
Property Address	3114 ELISHA AVE, ZION, IL 60099-3226
Document Number	0007920027
Instrument Date	May 9, 2022
Instrument	7920027
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 ELISHA AVE, ZION, IL 60099-3226

Mortgage

Document Number	0007920028
Date	Jul 15, 2022
Instrument	7920028

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,874 (+27.02%) Land $9,222 Building $55,652	$194,642 (+27.02%) Land $27,669 Building $166,973
2023	$5,264.00 (+3.46%)	$51,074 (+38.66%) Land $7,260 Building $43,814	$153,237 (+38.66%) Land $21,782 Building $131,455
2022	$5,088.00	$36,833 Land $5,979 Building $30,854	$110,510 Land $17,939 Building $92,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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