3114 Dwarf Pine Ave, Winter Park, FL 32792 Property Records

Orange County property record for 3114 Dwarf Pine Ave, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,765 sqft · built 1981
Lot Size	0.208 acres (9,075 sqft)
Owner	2 Individual Names on File
Last Sale	$126,000 (Aug 2002)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-22-30-0584-01-270`

Property Details

APN / Parcel Number

Primary APN	`10-22-30-0584-01-270`
Alternative APNs	`302210058401270` `481335` `486984` `491543`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,765 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,609 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,075 sqft (0.208 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	721 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3114 DWARF PINE AVE
City	WINTER PARK
State	FL
Zip	32792-6638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BEL AIRE PINES UNIT 2 9/133 LOT 127
Legal Range	30E
Legal Township	22S
Legal Section	10
Legal Subdivision	BEL AIRE PINES UT 2
Legal Tract	584
Legal Block	1
Legal Lot Number	127
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2007
Census Tract	16407

Owner

3114 Dwarf Pine Ave is owned and occupied by two individuals who acquired it in May 2005.

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3114 DWARF PINE AVE, WINTER PARK, FL 32792-6638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2002 · Amount on File
Deed Sale	Aug 12, 2002 · Amount on File
Prior Sale	Jul 21, 1999 · Amount on File
Deed Book / Page	6590 / 1314
Last Transfer Date	May 19, 2005
Transfer Doc	0000850005
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3114 DWARF PINE AVE, WINTER PARK, FL 32792-6638
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 DWARF PINE AVE, WINTER PARK, FL 32792-6638

Mortgage

Document Number	20210493363
Date	Aug 13, 2021
Instrument	20210493363

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3114 Dwarf Pine Ave was $2,438, up 7.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,391 (+2.7%)	$364,430 (-4.28%) Land $70,000 Building $294,430
2025	$2,438.00 (+7.26%) Homeowner's exemption	$159,095	$380,740 Land $70,000 Building $310,740
2024	$2,273.00 (+7.37%)
2023	$2,117.00 (+4.85%) Homeowner's exemption	$150,108 (+3%)	$349,407 (+25.18%) Land $70,000 Building $279,407
2022	$2,019.00 Homeowner's exemption	$145,736	$279,130 Land $60,000 Building $219,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3114 Dwarf Pine Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3114 Dwarf Pine Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20