3114 Bettye Gresham Ln, New Bern, NC 28562 Property Records

Craven County property record for 3114 Bettye Gresham Ln, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 2013
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (Dec 2021)
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-105-B-023`

Property Details

APN / Parcel Number

Primary APN	`7-105-B-023`
Alternative APN	`94157`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,593 sqft Living Area
1st Floor Area	1,593 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	94157
Street Address	3114 BETTYE GRESHAM LN
City	NEW BERN
State	NC
Zip	28562-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 HARDEE FARMS PH I SCT A
Legal Subdivision	HARDEE FARMS PHASE ONE
Legal Phase	I
Legal Lot Number	23
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2033
Census Tract	961003

Owner

3114 Bettye Gresham Ln is owned by two individuals who bought it in December 2021.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	200 E PALMER DR, NEW BERN, NC 28560-9402
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 29, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	May 29, 2019 · Amount on File
Deed Document Number	202110088769
Deed Book / Page	3704 / 1967
Prior Transfer Date	Jan 5, 2016
Prior Transfer Doc	3409/0779
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 17, 2021
Property Address	3114 BETTYE GRESHAM LN, NEW BERN, NC 28562-8009
Document Number	03704/1967
Book / Page	3704 / 1967
Map Reference	MB 3143 PG 321
Instrument Date	Nov 30, 2021
Instrument	10088769
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 HANNAH ST, 417, ROSCOMMON, MI 48653-8311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E PALMER DR, NEW BERN, NC 28560-9402

Mortgage

Document Number	0037041970
Date	Dec 17, 2021
Instrument	3704/1970

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 29, 2019
Property Address	3114 BETTYE GRESHAM LN, NEW BERN, NC 28562-8009
Document Number	3571/2012
Book / Page	3571 / 2012
Instrument Date	May 20, 2019
Instrument	10038317
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 BETTYE GRESHAM LN, NEW BERN, NC 28562-8009

Mortgage

Document Number	03571/2014
Date	May 29, 2019
Book Page	3571/2014
Instrument	10038318

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3114 Bettye Gresham Ln was $2,023.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,120 (-1.54%) Land $35,000 Building $195,120	$230,120 (-1.54%) Land $35,000 Building $195,120
2025	$2,023.00	$233,710 Land $35,000 Building $198,710	$233,710 Land $35,000 Building $198,710
2023	$1,987.00 (+16.27%)	$233,710 (+47.69%) Land $35,000 Building $198,710	$233,710 Land $35,000 Building $198,710
2022	$1,709.00	$158,240 Land $30,000 Building $128,240
2018			$158,240 Land $30,000 Building $128,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3114 Bettye Gresham Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 212 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	16 (2011–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3114 Bettye Gresham Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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