Chautauqua County and Charlotte Town property record for 3114 Bernard Rd, Cassadaga, NY 14718
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,574 sqft · built 1850 |
| Lot Size | 19.2 acres (836,352 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,860 (2026) |
| APN | 062689 199.00-3-11 |
| Primary APN | 062689 199.00-3-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Upper Floors Area | 378 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 836,352 sqft (19.2 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 26200 |
|---|---|
| Street Address | 3114 BERNARD RD |
| City | CASSADAGA |
| State | NY |
| Zip | 14718-9639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | OLD APN: 062689 1-1-16.2.2 |
| Legal Block | 3 |
| Legal Lot Number | 11.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 36100 |
3114 Bernard Rd, a rural home, is owned and occupied by two individuals.
Source: Chautauqua County and Charlotte Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3114 BERNARD RD, CASSADAGA, NY 14718-9639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3114 Bernard Rd was $2,860 with exemptions applied, up 3.2% from the year before.
Source: Chautauqua County and Charlotte Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Charlotte Town |
| Unified School District | Cassadaga Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,860.00 (+3.21%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $2,771.00 | $80,000 Land $33,300 Building $46,700 | $130,600 Land $54,362 Building $76,238 |
| 2023 | $80,000 Land $33,300 Building $46,700 | $117,300 Land $48,826 Building $68,474 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3114 Bernard Rd; there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 15 (1979–1994) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Sep 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3114 Bernard Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DFT Local Service Fiber | 500 / 500 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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