3114 109th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3114 109th St, Lubbock, TX 79423

Property Summary

Property TypeDuplex
Details6 bd · 4 ba · 2,791 sqft · built 2003
Lot Size0.176 acres (7,677 sqft)
OwnerIndividual Name on Record
Tax Bill$6,461 (2025)
Deeds & MortgagesMay 2024 Mortgage
Oct 2017 Transfer
Flood ZoneZone X (minimal risk)
APNR173577

Property Details

APN / Parcel Number

Primary APNR173577

Interior

Bedrooms6 Beds
Full Baths4 Baths
Building Area2,791 sqft Total Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,677 sqft (0.176 acres)
Garage Area474 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3114 109TH ST
CityLUBBOCK
StateTX
Zip79423-5895
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionCOOPER STONE L 28
Legal SubdivisionCOOPER STONE
Legal Lot Number280
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2012
Census Tract10511

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3114 109TH ST UNIT B, B, LUBBOCK, TX 79423-5895
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2024Vendor's Lien, Transfer · FHA Mortgage
T2 FINANCIAL LLC
Oct 11, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2024
Deed SaleMay 13, 2024
Prior SaleMay 30, 2006
Deed Document Number2024019143
Record UpdatedJun 8, 2026

May 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateMay 13, 2024
Property Address3114 109TH ST, LUBBOCK, TX 79423-5895
Document Number0000019143
Map ReferenceVOL 8396 PG 1
Instrument DateMay 9, 2024
Instrument2024019143
Transaction TypeTransfer
Record UpdatedMay 22, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3411 109TH ST # B, B, LUBBOCK, TX 79423-5811

Mortgage

Document Number0000019144
DateMay 13, 2024
Instrument2024019144
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUBBOCK TX
Recording DateOct 11, 2017
Property Address3114 109TH ST, LUBBOCK, TX 79423-5895
Document Number0000036714
Instrument DateSep 1, 2017
Instrument36714
Transaction TypeTransfer
Record UpdatedNov 8, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address24 BAHAMA REEF NOVATO CA 949495303, NOVATO, CA 94949-5303

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,461.00 (-0.26%)$312,305 (-) Land $28,700 Building $283,605$312,305 (-) Land $28,700 Building $283,605
2024$6,478.00 (-1.42%)
2023$6,571.00 (+4.8%)$312,305 Land $28,700 Building $283,605$312,305 Land $28,700 Building $283,605
2022$6,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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