3113 Owen St, Saginaw, MI 48601 Property Records

Saginaw County property record for 3113 Owen St, Saginaw, MI 48601

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 1939
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$13,500 (Sep 1995)
Tax Bill	$558 (2025)
Deeds & Mortgages	May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`91-20-0-87-0000-000`

Property Details

APN / Parcel Number

Primary APN	`91-20-0-87-0000-000`
Alternative APN	`12 0870 00000`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Screened Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3113 OWEN ST
City	SAGINAW
State	MI
Zip	48601-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 3,BLK.75,SAGINAW IMPROVEMENT COMPANYS ADDITION E
Legal Subdivision	IMPROVEMENT COMPANYS ADD
Legal Block	75
Legal Lot Number	3
Legal Unit	3
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	1
Census Block	1087
Census Tract	1000

Owner

3113 Owen St is owned and occupied by two individuals who bought it in September 1995.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3113 OWEN ST, SAGINAW, MI 48601-4918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 1995 · Amount on File
Deed Sale	Sep 15, 1995 · Amount on File
Prior Sale	Sep 1, 1995 · Amount on File
Deed Book / Page	1946 / 2137
Prior Transfer Date	Dec 6, 1979
Prior Transfer Doc	1578000925
Record Updated	Oct 29, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	May 22, 2018
Property Address	3113 OWEN ST, SAGINAW, MI 48601-4918
Document Number	0000014916
Instrument Date	May 11, 2018
Instrument	14916
Transaction Type	Transfer
Record Updated	Jun 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 OWEN ST SAGINAW MI 486014918, SAGINAW, MI 48601-4918

Tax Assessment & Valuation

The 2025 property tax bill for 3113 Owen St was $558 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,000	$32,000
2025	$558.00 Homeowner's exemption
2023		$12,200	$24,400
2022	$502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3113 Owen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3113 Owen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20