3113 Ocean Gateway, Cambridge, MD 21613 Property Records

Dorchester County property record for 3113 Ocean Gateway, Cambridge, MD 21613

Property Summary

Property Type	Office Building
Details	8,868 sqft · built 1976
Lot Size	1.09 acres (47,698 sqft)
Owner	Company Name on Record
Last Sale	$223,500 (Aug 2021)
Tax Bill	$4,411 (2026)
Deeds & Mortgages	Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-010548`

Property Details

APN / Parcel Number

Primary APN	`14-010548`
Alternative APN	`010548`

Interior

Units	3 Units
Stories	2 Stories
Building Area	8,868 sqft Total Area
1st Floor Area	8,868 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	47,698 sqft (1.09 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	010548
Street Address	3113 OCEAN GTWY
City	CAMBRIDGE
State	MD
Zip	21613-3470
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	B-2
Legal Description	IMPS - 1.095 AC S/S RT 50 E OF CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	14, LINKWOOD
Census Block Group	1
Census Block	1039
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1652 TAYLORS ISLAND RD, WOOLFORD, MD 21677-1329
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Oct 1, 2003 · Amount on Record
Deed Book / Page	1670 / 425
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 5, 2021
Property Address	3113 OCEAN GTWY, CAMBRIDGE, MD 21613-3470
Document Number	0016700425
Book / Page	1670 / 425
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1652 TAYLORS ISLAND RD, WOOLFORD, MD 21677-1329

Mortgage

Document Number	0016700429
Date	Aug 5, 2021
Book Page	1670/429

Lender

Name	HEBRON SAVINGS BANK
Type	Bank
Address	HEBRON, MD 21830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 30, 2041

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,411.00 (+9.67%)	$381,033 (+21.77%)	$415,100 (+32.66%) Land $135,700 Building $279,400
2025	$4,022.00 (+13.65%)
2023	$3,539.00	$312,900 Land $135,700 Building $177,200	$312,900 Land $135,700 Building $177,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Bay Country Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Gateway

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