3113 Key Largo Ct, Antelope, CA 95843 Property Records

Sacramento County property record for 3113 Key Largo Ct, Antelope, CA 95843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,559 sqft · built 1990
Lot Size	0.138 acres (5,992 sqft)
Owner	Trust Name on File
Last Sale	$375,000 (Apr 2020)
Tax Bill	$5,052 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`203-0900-083-0000`

Property Details

APN / Parcel Number

Primary APN	`203-0900-083-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
1st Floor Area	1,559 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	5,992 sqft (0.138 acres)
Garage Area	553 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3113 KEY LARGO CT
City	ANTELOPE
State	CA
Zip	95843-4959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	ANTELOPE VISTA 10, LOT 464
Legal Subdivision	ANTELOPE VISTA 10
Legal Lot Number	464
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	7431

Owner

3113 Key Largo Ct is owner-occupied and held in a trust since April 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	3113 KEY LARGO CT, ANTELOPE, CA 95843-4959
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 2, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Aug 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 23, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jan 18, 2023	Intrafamily Transfer, Transfer
Aug 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 2, 2020	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BK
Apr 2, 2020	Quit Claim Deed, Transfer CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on File
Deed Sale	Apr 2, 2020 · Amount on File
Deed Book / Page	20200402 / 765
Prior Transfer Date	Aug 13, 1999
Prior Transfer Doc	9908001928
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3113 KEY LARGO CT, ANTELOPE, CA 95843-4959
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 340034, SACRAMENTO, CA 95834-0034

Mortgage

Document Number	0000000719
Date	Sep 30, 2022
Instrument	2022093000719

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3113 KEY LARGO CT, ANTELOPE, CA 95843-4959
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 KEY LARGO CT, ANTELOPE, CA 95843-4959

Mortgage

Document Number	0000000547
Date	Dec 2, 2024
Instrument	202412020547

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3113 KEY LARGO CT, ANTELOPE, CA 95843-4959
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 KEY LARGO CT, ANTELOPE, CA 95843-4959

Mortgage

Document Number	0000000351
Date	Aug 25, 2021
Instrument	2021082500351

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2061

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3113 KEY LARGO CT, ANTELOPE, CA 95843-4959
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 KEY LARGO CT, SACRAMENTO, CA 95843-4959

Mortgage

Document Number	0000000419
Date	Oct 23, 2024
Instrument	202410230419

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 18, 2023
Property Address	3113 KEY LARGO CT, ANTELOPE, CA 95843-4959
Document Number	0000000524
Map Reference	MB 194 MAP 11
Instrument Date	Jan 12, 2023
Instrument	2023011800524
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3113 KEY LARGO CT, ANTELOPE, CA 95843-4959

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3113 KEY LARGO CT, ANTELOPE, CA 95843-4959
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 KEY LARGO CT, ANTELOPE, CA 95843-4959

Mortgage

Document Number	2021082500351
Date	Aug 25, 2021
Instrument	2021082500351

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2061

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 2, 2020
Property Address	3113 KEY LARGO CT, ANTELOPE, CA 95843-4959
Document Number	2004020765
Instrument Date	Mar 26, 2020
Instrument	2004020765
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$413.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 KEY LARGO CT ANTELOPE CA 958434959, ANTELOPE, CA 95843-4959

Mortgage

Document Number	2004020766
Date	Apr 2, 2020
Instrument	2004020766

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 2, 2020
Property Address	3113 KEY LARGO CT, ANTELOPE, CA 95843-4959
Document Number	2004020764
Instrument Date	Mar 26, 2020
Instrument	2004020764
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 BLACKTHORN DR RENO NV 895232141, RENO, NV 89523-2141

Tax Assessment & Valuation

The 2025 property tax bill for 3113 Key Largo Ct was $5,052 with a homeowner's exemption, down 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$456,956 (+2%) Land $89,237 Building $367,719
2025	$5,052.00 (-2.13%) Homeowner's exemption	$447,997 Land $87,488 Building $360,509
2024	$5,162.00 (+2.24%)
2023	$5,049.00 (+0.88%) Homeowner's exemption	$430,603 Land $84,092 Building $346,511
2022	$5,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3113 Key Largo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3113 Key Largo Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031
Water Source	Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Succeed.Net, T-Mobile, unWired Broadband, Verizon.

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