Lubbock County property record for 3113 78th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,159 sqft · built 1974 |
| Lot Size | 0.206 acres (8,987 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,100 (May 2010) |
| Tax Bill | $1,749 (2025) |
| Deeds & Mortgages | Dec 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | R129737 |
| Primary APN | R129737 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,159 sqft Living Area |
| Gross Area | 3,695 sqft |
| 1st Floor Area | 2,775 sqft |
| Basement Area | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,987 sqft (0.206 acres) |
| Lot Dimensions | 105 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 536 sqft |
| Storage Building | 193 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3113 78TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-1815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MELONIE GARDENS L 176 |
| Legal Subdivision | MELONIE GARDENS |
| Legal Lot Number | 176 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 2102 |
3113 78th St is owned and occupied by two individuals who bought it in May 2010.
Source: Lubbock County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3113 78TH ST, LUBBOCK, TX 79423-1815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2010 · Amount on File |
| Deed Sale | May 11, 2010 · Amount on File |
| Prior Sale | Jul 1, 2009 · Amount on File |
| Deed Document Number | 201014641 |
| Prior Transfer Date | Apr 29, 2010 |
| Prior Transfer Doc | 0000014641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3113 78TH ST, LUBBOCK, TX 79423-1815 |
| Document Number | 0000049198 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 17002 COUNTY ROAD 2720 SLATON TX 793648738, SLATON, TX 79364-8738 |
| Document Number | 0000049198 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 49198 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79408 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Dec 16, 2024 |
| Rate | 5.77% |
|---|
The 2025 property tax bill for 3113 78th St was $1,749 with exemptions applied, down 24.9% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,749.00 (-24.94%) Homeowner's exemption Senior Citizen's exemption | $349,141 Land $29,750 Building $319,391 | $349,141 Land $29,750 Building $319,391 |
| 2024 | $2,330.00 (-0.51%) | ||
| 2023 | $2,342.00 (-36.81%) Homeowner's exemption | $313,317 Land $29,750 Building $295,133 | $324,883 Land $29,750 Building $295,133 |
| 2022 | $3,706.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3113 78th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 26 (1983–2010) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Jul 2010 · Hurricane Alex |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3113 78th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Telespan Fixed Wireless | 100 / 40 |
May also be available: Verizon.
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