31123 S Wind Ct, Fraser, MI 48026 Property Records

Macomb County property record for 31123 S Wind Ct, Fraser, MI 48026

Property Summary

Property Type	Condominium
Details	2 ba · 1,305 sqft · built 1994
Owner	Individual Name on Record
Last Sale	$243,000 (Nov 2025)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-05-377-005`

Property Details

APN / Parcel Number

Primary APN	`03-14-05-377-005`
Alternative APN	`1405377005`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft
Basement Area	1,305 sqft
Unfinished Basement	1,263 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Built-Up Asphalt
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	31123 S WIND CT
City	FRASER
State	MI
Zip	48026-2415
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Description	FRASER VILLAGE CONDOMINIUMS. MACOMB COUNTY CONDOMINIUM SUB. PLAN NO. 362. BLDG. 5 UNIT 5. MASTER DEED L4944 P911 TO P949. CITY OF FRASER
Legal Subdivision	ILLAGE CONDO
Legal Unit	5
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3017
Census Tract	254500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15774 CHARLES R AVE, EASTPOINTE, MI 48021-1608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 12, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Mar 21, 2023 · Amount on Record
Deed Document Number	2025101240
Deed Book / Page	30383 / 89
Prior Transfer Date	Mar 30, 2015
Prior Transfer Doc	0000146748
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	31123 S WIND CT, FRASER, MI 48026-2415
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15774 CHARLES R AVE, EASTPOINTE, MI 48021-1608

Mortgage

Document Number	2500101949
Date	Nov 12, 2025
Book Page	30386/659
Instrument	202500101949

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 12, 2025
Property Address	31123 S WIND CT, FRASER, MI 48026-2415
Document Number	2500101240
Book / Page	30383 / 89
Map Reference	LB 4944 PG 911
Instrument Date	Nov 4, 2025
Instrument	202500101240
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	UNKNOWN, TWENTY TWO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,822.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31123 S WIND CT, FRASER, MI 48026-2415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15774 CHARLES R AVE, EASTPOINTE, MI 48021-1608

Mortgage

Document Number	0000386639
Date	Nov 12, 2025
Instrument	30386/639

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2050

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 21, 2023
Property Address	31123 S WIND CT, FRASER, MI 48026-2415
Document Number	2300021470
Book / Page	29049 / 521
Map Reference	LB 4944 PG 911
Instrument Date	Mar 20, 2023
Instrument	202300021470
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	ROCK TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,417.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5689 COMMENTRY DR, STERLING HEIGHTS, MI 48314-1337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31123 S WIND CT, FRASER, MI 48026-2415

Mortgage

Document Number	2300021742
Date	Mar 21, 2023
Instrument	202300021742

Lender

Name	STAUNTON FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	2300021743
Date	Mar 21, 2023
Book Page	29050/822
Instrument	202300021743

Lender

Name	STAUNTON FINANCIAL INC
Address	SOUTHFIELD, MI 48076

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,400 (+6.76%)	$214,800 (+6.76%)
2025	$4,882.00 (-0.39%) Homeowner's exemption	$100,600 (+17.52%)	$201,200 (+17.52%)
2024	$4,901.00 (+88.86%)
2023		$85,600	$171,200
2022	$2,595.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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