3112 Terry Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3112 Terry Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,178 sqft · built 1956
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Jan 2016)
Tax Bill$4,721 (2025)
Deeds & MortgagesApr 2026 Line of Credit
May 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN272-0052-007-0000

Property Details

APN / Parcel Number

Primary APN272-0052-007-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,178 sqft Living Area
1st Floor Area1,178 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleL-Shape
Exterior MaterialWood Shingle
Construction TypeWood
Roof MaterialWood Shingle
Lot Area10,019 sqft (0.23 acres)
Garage Area687 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3112 TERRY WAY
CityCARMICHAEL
StateCA
Zip95608-3644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionPOPLAR VISTA, LOT 13
Legal SubdivisionPOPLAR VISTA
Legal Lot Number13
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2002
Census Tract7701

Owner

Source: Sacramento County records · APN 272-0052-007-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3112 TERRY WAY, CARMICHAEL, CA 95608-3644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
May 05, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
ASSET FINANCIAL CENTER INC
Aug 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
ASSET FIN'L CTR INC
Oct 12, 2017Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2016 · Amount on Record
Deed SaleJan 11, 2016 · Amount on Record
Prior SaleSep 30, 2003 · Amount on Record
Deed Book / Page20160111 / 1190
Prior Transfer DateJan 08, 2016
Prior Transfer Doc0000000147
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateApr 01, 2026
Property Address3112 TERRY WAY, CARMICHAEL, CA 95608-3644
Document Number2026001140
Book / Page20260401 / 1140
Instrument DateMar 26, 2026
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3112 TERRY WAY, CARMICHAEL, CA 95608-3644

Mortgage

Document Number2026001140,
DateApr 01, 2026
Book Page20260401/1140
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate5.98%
Max Rate-1%

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateMay 05, 2023
Property Address3112 TERRY WAY, CARMICHAEL, CA 95608-3644
Document Number0000000284
Map ReferenceMB 43 MAP 18
Instrument DateApr 28, 2023
Instrument202305050284
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3112 TERRY WAY, CARMICHAEL, CA 95608-3644

Mortgage

Document Number0000000285
DateMay 05, 2023
Instrument202305050285
Lender
NameASSET FINANCIAL CENTER INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3112 TERRY WAY, CARMICHAEL, CA 95608-3644
Document Number2008200965
Instrument DateAug 15, 2020
Transaction TypeMortgage
Record UpdatedSep 03, 2020
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3112 TERRY WAY CARMICHAEL CA 956083644, CARMICHAEL, CA 95608-3644

Mortgage

Document Number2008200965
DateAug 20, 2020
Instrument2008200965
Lender
NameASSET FIN'L CTR INC
AddressSACRAMENTO, CA 95811
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 19, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3112 TERRY WAY, CARMICHAEL, CA 95608-3644
Document Number1710180717
Instrument DateOct 12, 2017
Transaction TypeMortgage
Record UpdatedOct 30, 2017
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3112 TERRY WAY CARMICHAEL CA 956083644, CARMICHAEL, CA 95608-3644

Mortgage

Document Number1710180717
DateOct 18, 2017
Instrument1710180717
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 17, 2047

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$397,532 (+2%) Land $123,311 Building $274,221
2025$4,721.00 (+2.16%)$389,739 (+26.04%) Land $120,894 Building $268,845
2024$4,621.00 (+23%)
2023$3,757.00 (+2.04%)$309,217 Land $102,402 Building $206,815
2022$3,682.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670077012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Consolidated Communications
Fiber
2,000 / 2,000
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: California Internet, Succeed.Net, Verizon.

Based on FCC filings for 578 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3410004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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