3112 Saddle Mill Dr, Springfield, IL 62704 Property Records

Sangamon County property record for 3112 Saddle Mill Dr, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,086 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Nov 2022)
Tax Bill	$8,214 (2025)
Deeds & Mortgages	Jun 2010 Mortgage Mar 2014 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-01.0-406-008`

Property Details

APN / Parcel Number

Primary APN	`21-01.0-406-008`
Alternative APN	`21010406008 (CHECK DIGIT = 5)`

Exterior

Lot Area	13,086 sqft (0.3 acres)

Location & Zoning

Account Number	21010406008
Street Address	3112 SADDLE MILL DR
City	SPRINGFIELD
State	IL
Zip	62704-6439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 252 KOKE MILL EAST 12TH PLAT
Legal Subdivision	KOKE MILL EAST PUD
Legal Lot Number	252
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1010
Census Tract	2002

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3112 SADDLE MILL DR, SPRINGFIELD, IL 62704-6439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage US BANK NA
Mar 3, 2014	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 19, 2006	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Mar 25, 2026	Quit Claim Deed, Transfer · Conventional Mortgage HEARTLAND CU
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Jun 30, 2009 · Amount on Record
Deed Document Number	202224825
Last Transfer Date	Mar 20, 2026
Transfer Doc	2026R04772
Record Updated	Oct 29, 2026

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3112 SADDLE MILL DR, SPRINGFIELD, IL 62704-6439
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2010R21080
Date	Jun 29, 2010
Instrument	2010R21080

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.13%

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3112 SADDLE MILL DR, SPRINGFIELD, IL 62704-6439
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2014R04400
Date	Mar 3, 2014
Instrument	2014R04400

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 2, 2039

Interest

Rate Type	Fixed Rate
Rate	3.25%

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3112 SADDLE MILL DR, SPRINGFIELD, IL 62704-6439
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R02322
Date	Jan 19, 2006
Instrument	2006R02322

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 25, 2026
Property Address	3112 SADDLE MILL DR, SPRINGFIELD, IL 62704-6439
Document Number	2026R04772
Map Reference	DOC 88R05044
Instrument Date	Mar 20, 2026
Instrument	2026R04772
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 SADDLE MILL DR, SPRINGFIELD, IL 62704-6439

Mortgage

Document Number	2026R04775
Date	Mar 25, 2026
Instrument	2026R04775

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 21, 2022
Property Address	3112 SADDLE MILL DR, SPRINGFIELD, IL 62704-6439
Document Number	2022R24825
Map Reference	DOC 88R05044
Instrument Date	Nov 18, 2022
Instrument	2022R24825
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3112 SADDLE MILL DR, SPRINGFIELD, IL 62704-6439

Mortgage

Document Number	2022R24826
Date	Nov 21, 2022
Instrument	2022R24826

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.88%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,214.00 (+3.79%) Homeowner's exemption	$107,459 (+7.22%) Land $18,744 Building $88,715	$322,377 (+7.22%) Land $56,232 Building $266,145
2024	$7,914.00 (+10.12%)	$100,223 (+16.25%) Land $17,482 Building $82,741	$300,669 (+16.25%) Land $52,446 Building $248,223
2022	$7,187.00 Homeowner's exemption	$86,213 Land $15,147 Building $71,066	$258,639 Land $45,441 Building $213,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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