3112 S 81st Ln, Phoenix, AZ 85043 Property Records

Maricopa County property record for 3112 S 81st Ln, Phoenix, AZ 85043

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,609 sqft · built 2005
Lot Size	0.302 acres (13,167 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Dec 2025)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2022 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`104-53-721`

Property Details

APN / Parcel Number

Primary APN	`104-53-721`
Alternative APN	`104537212`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,609 sqft Living Area
Gross Area	2,718 sqft
1st Floor Area	1,525 sqft
2nd Floor Area	1,084 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	13,167 sqft (0.302 acres)
View / Lot	Cul-De-Sac
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Patio Area	109 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3112 S 81ST LN
City	PHOENIX
State	AZ
Zip	85043-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	TUSCANO PHASE 1 MCR 612-18
Legal Range	1E
Legal Township	1N
Legal Section	23
Legal Subdivision	TUSCANO PHASE 1
Legal Phase	1
Legal Lot Number	394
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1003
Census Tract	112518

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 26, 2022	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Feb 28, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 29, 2025	Warranty Deed, Transfer · FHA Mortgage EFINITY FINANCIAL INC
Jan 12, 2022	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Oct 29, 2020	Quit Claim Deed, Transfer EMPIRE W TITLE AGENCY
Oct 29, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Jun 2, 2017	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Jan 12, 2022 · Amount on Record
Deed Document Number	2025748817
Prior Transfer Date	Aug 5, 2015
Prior Transfer Doc	0000574940
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568

Mortgage

Document Number	0000105874
Date	Mar 1, 2024
Instrument	20240105874

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Feb 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568

Mortgage

Document Number	0000077838
Date	Jan 26, 2022
Instrument	20220077838

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568

Mortgage

Document Number	0000108285
Date	Feb 28, 2025
Instrument	20250108285

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 1, 2052

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 29, 2025
Property Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568
Document Number	0000748817
Map Reference	MB 612 PG 18
Instrument Date	Dec 29, 2025
Instrument	20250748817
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL AGCY OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568

Mortgage

Document Number	0000748818
Date	Dec 29, 2025
Instrument	20250748818

Lender

Name	EFINITY FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 12, 2022
Property Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568
Document Number	0000034546
Map Reference	MB 612 PG 18
Instrument Date	Jan 4, 2022
Instrument	20220034546
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	EMPIRE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568

Mortgage

Document Number	0000034547
Date	Jan 12, 2022
Instrument	20220034547

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000034548
Date	Jan 12, 2022
Instrument	20220034548

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 29, 2020
Property Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568
Document Number	0001048420
Instrument Date	Oct 9, 2020
Instrument	1048420
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	EMPIRE W TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3112 S 81ST PHOENIX AZ 85043, PHOENIX, AZ 85043

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 29, 2020
Property Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568
Document Number	0001048419
Map Reference	MB 612 PG 18
Instrument Date	Oct 9, 2020
Instrument	20201048419
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3112 S 81ST, 3112, PHOENIX, AZ 85043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568

Mortgage

Document Number	0001048421
Date	Oct 29, 2020
Instrument	20201048421

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 2, 2017
Property Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568
Document Number	0000404617
Map Reference	MB 612 PG 18
Instrument Date	May 19, 2017
Instrument	2017-0404617
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIDELITY NATIONAL TITLE AGEN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 63064, PHOENIX, AZ 85082-3064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 S 81ST LN, PHOENIX, AZ 85043-1568

Mortgage

Document Number	, 2017-0404619
Date	Jun 2, 2017
Instrument	2017-0404619

Lender

Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Mortgage

Document Number	0000404619
Date	Jun 2, 2017
Instrument	2017-0404619

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Fowler Elementary District (PK - 08)
Secondary School District	Tolleson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,930 (+98.31%)	$409,300 (+5.54%) Land $81,800 Building $327,500
2025	$2,561.00 (+12.72%)	$20,639 (-52.07%)	$387,800 (-9.94%) Land $77,500 Building $310,300
2024		$43,060	$430,600 Land $86,100 Building $344,500
2023	$2,272.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on S 81st Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures