3112 Ridgemont Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 3112 Ridgemont Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,146 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Nov 2015)
Tax Bill	$4,774 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085-044-042-000`

Property Details

APN / Parcel Number

Primary APN	`085-044-042-000`
Alternative APNs	`0854442000` `0854442`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,146 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3112 RIDGEMONT WAY
City	MODESTO
State	CA
Zip	95355-7873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWSONS TWENTY (40M19)
Legal Subdivision	LAWSONS TWENTY
Legal Block	2
Legal Lot Number	42
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2013
Census Tract	915

Owner

3112 Ridgemont Way is owned and occupied by an individual who bought it in November 2015.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3112 RIDGEMONT WAY, MODESTO, CA 95355-7873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2015 · Amount on File
Deed Sale	Nov 23, 2015 · Amount on File
Prior Sale	Jul 25, 2003 · Amount on File
Deed Document Number	201591513
Prior Transfer Date	Feb 18, 2011
Prior Transfer Doc	0000016618
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Jul 1, 2026
Property Address	3112 RIDGEMONT WAY, MODESTO, CA 95355-7873
Document Number	0000036211
Instrument Date	Jun 25, 2026
Instrument	202636211
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 RIDGEMONT WAY, MODESTO, CA 95355-7873

Mortgage

Document Number	0000036211,
Date	Jul 1, 2026
Instrument	202636211

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3112 RIDGEMONT WAY, MODESTO, CA 95355-7873
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 RIDGEMONT WAY, MODESTO, CA 95355-7873

Mortgage

Document Number	0000060436
Date	Jun 24, 2021
Instrument	2021-0060436

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3112 RIDGEMONT WAY, MODESTO, CA 95355-7873
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054704
Date	Jul 27, 2017
Instrument	2017-0054704

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3112 Ridgemont Way was $4,774 with a homeowner's exemption, up 2.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,774.00 (+2.49%) Homeowner's exemption	$398,457 (+2%) Land $102,632 Building $295,825
2025	$4,658.00 Homeowner's exemption	$390,645 Land $100,620 Building $290,025
2023	$4,468.00 (+4.25%) Homeowner's exemption	$375,478 Land $96,714 Building $278,764
2022	$4,286.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3112 Ridgemont Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3112 Ridgemont Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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