Clay County property record for 3112 Peppertree Dr, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,005 sqft · built 1999 |
| Lot Size | 0.475 acres (20,701 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $479,800 (Dec 2023) |
| Tax Bill | $6,205 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 45-05-25-008989-012-85 |
| Primary APN | 45-05-25-008989-012-85 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,005 sqft Heated Area |
| Gross Area | 3,773 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,701 sqft (0.475 acres) |
| Garage Area | 484 sqft |
| Pool Area | 378 sqft |
| Porch | Porch |
| Porch Area | 284 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3112 PEPPERTREE DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-8200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 237 VILLAGES OF FIRESIDE U2-C AS REC O R 4782 PG 837 |
| Legal Range | 25 |
| Legal Township | 05 |
| Legal Section | 45 |
| Legal Subdivision | VILLAGES OF FIRESIDE |
| Legal Lot Number | 237 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30210 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3112 PEPPERTREE DR, MIDDLEBURG, FL 32068-8200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2023 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Sep 1, 2023 | Warranty Deed, Transfer LANDMARK TITLE, LANDMARK TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on Record |
| Deed Sale | Dec 22, 2023 · Amount on Record |
| Prior Sale | Sep 1, 2023 · Amount on Record |
| Deed Document Number | 2023062173 |
| Deed Book / Page | 4782 / 837 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 22, 2023 |
| Property Address | 3112 PEPPERTREE DR, MIDDLEBURG, FL 32068-8200 |
| Document Number | 0047820837 |
| Book / Page | 4782 / 837 |
| Map Reference | MB 32 PG 44 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2023062173 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,358.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2015 MANHATTAN BEACH BLVD, REDONDO BEACH, CA 90278-1226 |
| Name | Verified Name |
|---|---|
| Address | 3112 PEPPERTREE DR, MIDDLEBURG, FL 32068-8200 |
| Document Number | 0004782839 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 4782/839 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 1, 2023 |
| Property Address | 3112 PEPPERTREE DR, MIDDLEBURG, FL 32068-8200 |
| Document Number | 0047530738 |
| Book / Page | 4753 / 738 |
| Map Reference | MB 32 PG 44-51 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2023044326 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,432.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8036 CAPESIDE WAY, JACKSONVILLE, FL 32222-4910 |
| Name | Verified Name |
|---|---|
| Address | 2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230 |
| Investor | Possibly a Property Investor |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,205.00 (-4.82%) Homeowner's exemption | $447,027 (+0.73%) | $452,317 (+1.92%) Land $60,000 Building $392,317 |
| 2023 | $6,519.00 (+13.49%) | $443,780 (+14.88%) Land $60,000 Building $383,780 | $443,780 (+14.88%) Land $60,000 Building $383,780 |
| 2022 | $5,744.00 | $386,282 Land $50,000 Building $336,282 | $386,282 Land $50,000 Building $336,282 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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