3112 N 29th St, Waco, TX 76708 Property Records

McLennan County property record for 3112 N 29th St, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,223 sqft · built 1950
Lot Size	0.161 acres (7,025 sqft)
Owner	Individual Name on File
Last Sale	$223,133 (Jan 2026)
Tax Bill	$4,229 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-036600-001200-8`

Property Details

APN / Parcel Number

Primary APN	`48-036600-001200-8`
Alternative APNs	`4803660000120080111` `188836`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,223 sqft Living Area
1st Floor Area	1,223 sqft
Flooring	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,025 sqft (0.161 acres)
Lot Dimensions	141 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	345 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3112 N 29TH ST
City	WACO
State	TX
Zip	76708-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RYALS NO 2 LOT 2 BLOCK 2 ACRES .1613
Legal Subdivision	RYALS NO 2
Legal Block	2
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2028
Census Tract	2800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3112 N 29TH ST, WACO, TX 76708-2408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Jan 6, 2026	Vendor's Lien, Transfer · FHA Mortgage HOMEXPRESS MORTGAGE CORP
May 3, 2024	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Deed Document Number	2026266
Prior Transfer Date	Feb 23, 2024
Prior Transfer Doc	0000013272
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3112 N 29TH ST, WACO, TX 76708-2408
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	ALA TITLE, ALAMO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 SKYLINE DR, WACO, TX 76710-1139

Mortgage

Document Number	0000028576
Date	Sep 18, 2025
Instrument	2025028576

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 17, 2026

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 6, 2026
Property Address	3112 N 29TH ST, WACO, TX 76708-2408
Document Number	0000000266
Map Reference	VOL 517 PG 23
Instrument Date	Jan 5, 2026
Instrument	2026000266
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 N 29TH ST, WACO, TX 76708-2408

Mortgage

Document Number	0000000267
Date	Jan 6, 2026
Instrument	2026000267

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 3, 2024
Property Address	3112 N 29TH ST, WACO, TX 76708-2408
Document Number	0000013272
Map Reference	VOL 517 PG 23
Instrument Date	Feb 23, 2024
Instrument	2024013272
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2633 SKYLINE DR, WACO, TX 76710-1136

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,881 (-2.77%) Land $19,319 Building $163,562	$182,881 (-2.77%) Land $19,319 Building $163,562
2025	$4,229.00 (+94.53%)	$188,100 (+4.22%) Land $17,630 Building $170,470	$188,100 (+4.22%) Land $17,630 Building $170,470
2024	$2,174.00 (+17.2%)
2023		$180,490 Land $17,630 Building $162,860	$180,490 Land $17,630 Building $162,860
2022	$1,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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