3112 Highview Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3112 Highview Rd, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	1 ba · 928 sqft · built 1985
Lot Size	0.336 acres (14,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2024)
Tax Bill	$3,769 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-055961`

Property Details

APN / Parcel Number

Primary APN	`02-055961`
Alternative APNs	`2055961` `055961`

Interior

Full Baths	1 Bath
Building Area	928 sqft Total Area
Basement Area	788 sqft
Finished Basement	788 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,638 sqft (0.336 acres)
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	055961
Street Address	3112 HIGHVIEW RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 5R BLK 9 SEC 3 BREEZY POINT
Legal Subdivision	BREEZY POINT BEACH
Legal Block	9
Legal Lot Number	5R
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1008
Census Tract	860502

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3112 HIGHVIEW RD, CHESAPEAKE BEACH, MD 20732-3577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · VA Mortgage FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU
Sep 13, 2022	Deed, Transfer · FHA Mortgage NFM INC
Sep 13, 2022	Correction Deed QUIET TITLE LLC
Apr 29, 2020	Deed, Transfer · Conventional Mortgage 1ST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Sep 13, 2022 · Amount on Record
Deed Book / Page	6568 / 102
Prior Transfer Date	Aug 22, 2022
Prior Transfer Doc	0063420088
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	Apr 16, 2026
Property Address	3112 HIGHVIEW RD, CHESAPEAKE BEACH, MD 20732-3577
Document Number	6886000163
Book / Page	6886 / 163
Instrument Date	Apr 7, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3112 HIGHVIEW RD, CHESAPEAKE BEACH, MD 20732-3577

Mortgage

Document Number	6886000163,
Date	Apr 16, 2026
Book Page	6886/163

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 13, 2022
Property Address	3112 HIGHVIEW RD, CHESAPEAKE BEACH, MD 20732-3577
Document Number	0063420094
Book / Page	6342 / 94
Map Reference	LB 2458 FO 44
Instrument Date	Sep 1, 2022
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3112 HIGHVIEW RD, CHESAPEAKE BEACH, MD 20732-3577

Mortgage

Document Number	0006342103
Date	Sep 13, 2022
Instrument	6342/103

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 13, 2022
Property Address	3112 HIGHVIEW RD, CHESAPEAKE BEACH, MD 20732-3577
Document Number	0063420088
Book / Page	6342 / 88
Map Reference	MB AAH 1 FO 53
Instrument Date	Aug 22, 2022
Record Updated	Sep 26, 2022
Title Company	QUIET TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3112 HIGHVIEW RD, CHESAPEAKE BEACH, MD 20732-3577
Investor	Possibly a Property Investor

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 29, 2020
Property Address	3112 HIGHVIEW RD, CHESAPEAKE BEACH, MD 20732-3577
Document Number	0055780476
Book / Page	5578 / 476
Map Reference	MB AAH 1 FO 53
Instrument Date	Apr 17, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	QUIET TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3112 HIGHVIEW RD, CHESAPEAKE BEACH, MD 20732-3577
Investor	Possibly a Property Investor

Mortgage

Document Number	5578483
Date	Apr 29, 2020
Instrument	5578/483

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,100 (+9.25%)	$389,500 (-) Land $107,700 Building $281,800
2025	$3,769.00 (+31.28%)	$328,700 (+18.94%)	$389,500 (+30.57%) Land $107,700 Building $281,800
2023	$2,871.00	$276,367	$298,300 Land $107,700 Building $190,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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