Sumter County property record for 3112 Girard Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,765 sqft · built 2012 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,000 (May 2023) |
| Tax Bill | $1,551 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 186-12-01-043 |
| Primary APN | 186-12-01-043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,765 sqft Living Area |
| 1st Floor Area | 1,765 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 5,227 sqft (0.119 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Fence | Fence |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 19524 |
|---|---|
| Old Parcel Number | 186 12 01 043 |
| Street Address | 3112 GIRARD DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 .12 AC |
| Legal Subdivision | ARBORS PLAT/BLACK RIV LAND |
| Legal Lot Number | 27 12 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1803 |
3112 Girard Dr is owned and occupied by an individual who bought it in May 2023.
Source: Sumter County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3112 GIRARD DR, SUMTER, SC 29150-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2023 | Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Aug 2, 2022 | Deed of Distribution, Transfer |
| Dec 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on File |
| Deed Sale | May 31, 2023 · Amount on File |
| Prior Sale | Aug 2, 2022 |
| Deed Document Number | 0001315664 |
| Deed Book / Page | 1315 / 664 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | May 31, 2023 |
| Property Address | 3112 GIRARD DR, SUMTER, SC 29150-2026 |
| Document Number | 0013150664 |
| Book / Page | 1315 / 664 |
| Map Reference | MB 2008 PG 302 |
| Instrument Date | May 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $642.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3112 GIRARD DR, SUMTER, SC 29150-2026 |
| Document Number | 0013150667 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 1315/0667 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Aug 2, 2022 |
| Property Address | 3112 GIRARD DR, SUMTER, SC 29150-2026 |
| Document Number | 0013050415 |
| Book / Page | 1305 / 415 |
| Map Reference | MB 2008 PG 302 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3112 GIRARD DR, SUMTER, SC 29150-2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Dec 30, 2020 |
| Property Address | 3112 GIRARD DR, SUMTER, SC 29150-2026 |
| Document Number | 0012784473 |
| Book / Page | 1278 / 4473 |
| Map Reference | MB 2008 PG 302 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $717.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3112 GIRARD DR, SUMTER, SC 29150-2026 |
| Document Number | 0012784477 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 1278/4477 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 3112 Girard Dr was $1,551.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,551.00 | $10,010 Land $1,000 Building $9,010 | $250,212 Land $25,000 Building $225,212 |
| 2023 | $7,360 (-33.33%) Land $1,000 Building $6,360 | $201,166 (-) Land $25,000 Building $176,166 | |
| 2022 | $4,127.00 | $11,040 Land $1,500 Building $9,540 | $201,166 Land $25,000 Building $176,166 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3112 Girard Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3112 Girard Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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