3112 E Royerton Rd, Muncie, IN 47303 Property Records

Delaware County property record for 3112 E Royerton Rd, Muncie, IN 47303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,680 sqft · built 1914
Lot Size	0.362 acres (15,750 sqft)
Owner	Individual Name on Record
Last Sale	$113,900 (Mar 2023)
Tax Bill	$682 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-07-14-478-018.000-006`

Property Details

APN / Parcel Number

Primary APN	`18-07-14-478-018.000-006`
Alternative APN	`0714478018000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	15,750 sqft (0.362 acres)
Lot Dimensions	1,750 ft deep x 900 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	07 14 478 018 000
Street Address	3112 E ROYERTON RD
City	MUNCIE
State	IN
Zip	47303-9280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC B WINWOOD LOT 9
Legal Subdivision	WINWOOD SEC B
Legal Lot Number	9
Jurisdiction	DELAWARE IN
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1032
Census Tract	2603

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3112 E ROYERTON RD, MUNCIE, IN 47303-9280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Mar 9, 2023	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Jan 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2023 · Amount on Record
Deed Sale	Mar 9, 2023 · Amount on Record
Prior Sale	Jan 24, 2017
Deed Document Number	20233584
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Recording Date	May 18, 2026
Property Address	3112 E ROYERTON RD, MUNCIE, IN 47303-9280
Document Number	0000006785
Instrument Date	May 12, 2026
Instrument	20266785
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 E ROYERTON RD, MUNCIE, IN 47303-9280

Mortgage

Document Number	0000006785,
Date	May 18, 2026
Instrument	20266785

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	3112 E ROYERTON RD, MUNCIE, IN 47303-9280
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R03586
Date	Mar 9, 2023
Instrument	2023R03586

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2033

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Mar 9, 2023
Property Address	3112 E ROYERTON RD, MUNCIE, IN 47303-9280
Document Number	2023R03584
Map Reference	IN25018PB9PG22-23
Instrument Date	Mar 8, 2023
Instrument	2023R03584
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 E ROYERTON RD, MUNCIE, IN 47303-9280

Mortgage

Document Number	2023R03585
Date	Mar 9, 2023
Instrument	2023R03585

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Jan 24, 2017
Property Address	3112 E ROYERTON RD, MUNCIE, IN 47303-9280
Document Number	2017R01117
Map Reference	PB 9 PG 22-23
Instrument Date	Dec 28, 2016
Instrument	2017R01117
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 E ROYERTON RD, MUNCIE, IN 47303-9280

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Hamilton Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$682.00 (+12.73%)	$129,300 (+36.25%) Land $22,600 Building $106,700	$129,300 (+36.25%) Land $22,600 Building $106,700
2024	$605.00 (+12%)
2023	$275.00 (-13.25%)	$94,900 (-0.94%) Land $18,800 Building $76,100	$94,900 (-0.94%) Land $18,800 Building $76,100
2022	$317.00	$95,800 Land $18,800 Building $77,000	$95,800 Land $18,800 Building $77,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber, Watch TV.

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