3112 Ann St, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 3112 Ann St, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 762 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Dec 2022)
Tax Bill	$2,980 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-382-180`

Property Details

APN / Parcel Number

Primary APN	`06-12-382-180`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	762 sqft Living Area
1st Floor Area	762 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Width	66 ft Width
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3112 ANN ST
City	KALAMAZOO
State	MI
Zip	49048-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	2574240 3906 12 382 180 EAST LAWN LOT 18 & THE N 1/2 OF LOT 17 BLK 12
Legal Subdivision	EAST LAWN
Legal Block	12
Legal Lot Number	17-18
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	2
Census Block	2019
Census Tract	5502

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3112 ANN ST, KALAMAZOO, MI 49048-1210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Mar 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Apr 26, 2019	Warranty Deed, Transfer DEVON TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	202238589
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 21, 2022
Property Address	3112 ANN ST, KALAMAZOO, MI 49048-1210
Document Number	2022038589
Map Reference	LB 8 PG 55
Instrument Date	Dec 7, 2022
Instrument	2022-038589
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3112 ANN ST, KALAMAZOO, MI 49048-1210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 W C AVE, KALAMAZOO, MI 49009-6342

Mortgage

Document Number	2022038590
Date	Dec 21, 2022
Instrument	2022-038590

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	3112 ANN ST, KALAMAZOO, MI 49048-1210
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022009906
Date	Mar 25, 2022
Instrument	2022-009906

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	OSHTEMO, MI 49077

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 22, 2032

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	3112 ANN ST, KALAMAZOO, MI 49048-1210
Transaction Type	Mortgage
Record Updated	Aug 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019017930
Date	Jun 26, 2019
Instrument	2019-017930

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	OSHTEMO, MI 49077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 26, 2019
Property Address	3112 ANN ST, KALAMAZOO, MI 49048-1210
Document Number	2019011544
Map Reference	LB 8 PG 55
Instrument Date	Apr 19, 2019
Instrument	2019-011544
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$804.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 BATES LN, 433, MONROE, MI 48162-3570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 HOOVER ST, KALAMAZOO, MI 49008-2630

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Kalamazoo Charter Township
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,700 (+43.7%)	$141,400 (+43.7%)
2025	$2,980.00 (+128.7%) Homeowner's exemption
2023		$49,200	$98,400
2019	$1,303.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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