3112 126th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3112 126th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,205 sqft · built 2013
Lot Size	0.516 acres (22,487 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,743 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R322016`

Property Details

APN / Parcel Number

Primary APN	`R322016`
Alternative APN	`R0884000000000510000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,205 sqft Living Area
Gross Area	2,697 sqft
1st Floor Area	2,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,487 sqft (0.516 acres)
Garage Type	Attached
Garage Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3112 126TH ST
City	LUBBOCK
State	TX
Zip	79423-6893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA MIA ESTATES L 51
Legal Subdivision	BELLA MIA ESTATES
Legal Lot Number	51
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1088
Census Tract	10512

Owner

3112 126th St is owned and occupied by two individuals who acquired it in October 2022.

Source: Lubbock County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3112 126TH ST, LUBBOCK, TX 79423-6893
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit TEXAS TECH FEDERAL CREDIT UNION
Jul 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FCU
Dec 21, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage CITY BANK
Oct 26, 2022	Cash Sale Deed, Transfer HUB CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022
Deed Sale	Oct 26, 2022
Prior Sale	Sep 12, 2013 · Amount on File
Deed Document Number	202249562
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	Jul 31, 2026
Property Address	3112 126TH ST, LUBBOCK, TX 79423-6893
Document Number	0000030099
Instrument Date	Jul 27, 2026
Instrument	202630099
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 126TH ST, LUBBOCK, TX 79423-6893

Mortgage

Document Number	0000030099,
Date	Jul 31, 2026
Instrument	202630099

Lender

Name	TEXAS TECH FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3112 126TH ST, LUBBOCK, TX 79423-6893
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 126TH ST, LUBBOCK, TX 79423-6893

Mortgage

Document Number	0000026301
Date	Jul 1, 2024
Instrument	2024026301

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Address	LUBBOCK, TX 79409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3112 126TH ST, LUBBOCK, TX 79423-6893
Transaction Type	Mortgage
Record Updated	Nov 2, 2022
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045473
Date	Dec 21, 2017
Instrument	2017045473

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

October 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 26, 2022
Property Address	3112 126TH ST, LUBBOCK, TX 79423-6893
Document Number	0000049562
Map Reference	FILE 20122040677
Instrument Date	Oct 25, 2022
Instrument	2022049562
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 126TH ST, LUBBOCK, TX 79423-6893

Tax Assessment & Valuation

The 2025 property tax bill for 3112 126th St was $5,743, down 8.9% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,743.00 (-8.94%)	$356,545 Land $30,800 Building $325,745	$356,545 Land $30,800 Building $325,745
2024	$6,307.00 (+7.44%)
2023	$5,870.00 (-1.51%) Homeowner's exemption	$334,530 Land $30,800 Building $303,730	$334,530 Land $30,800 Building $303,730
2022	$5,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3112 126th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3112 126th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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