Kenton County property record for 3111 Watson Ave, Covington, KY 41015 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,054 sqft · built 1909 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,685 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-11-04-008.00 |
| Primary APN | 056-11-04-008.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,054 sqft Finished Area |
| Gross Area | 1,382 sqft |
| Year Built | Built 1909 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,200 sqft (0.073 acres) |
| Lot Dimensions | 80 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0561104008.00 |
|---|---|
| Street Address | 3111 WATSON AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN PHIL E BLK 10 PT LOTS 13-14 40'X 80' NWC WATSON & 32ND |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 10 |
| Legal Block | 10 |
| Legal Lot Number | 13,14 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 61400 |
Source: Kenton County records · APN 056-11-04-008.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3111 WATSON AVE, COVINGTON, KY 41015-1353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional with PMI UNITED BK & CAP TR CO |
| Jun 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2017 |
| Deed Sale | May 26, 2017 |
| Deed Document Number | 0006168219 |
| Prior Transfer Date | May 22, 2013 |
| Prior Transfer Doc | 13 05 22 059 00245 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3111 WATSON AVE, COVINGTON, KY 41015-1353 |
| Document Number | 0000000023 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3111 WATSON AVE COVINGTON KY 410151353, COVINGTON, KY 41015-1353 |
| Document Number | 0000000023 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 006213/000161 |
| Instrument | 23 |
| Name | UNITED BK & CAP TR CO |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 30, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3111 WATSON AVE, COVINGTON, KY 41015-1353 |
| Document Number | 0000000274 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3111 WATSON AVE COVINGTON KY 410151353, COVINGTON, KY 41015-1353 |
| Document Number | 0000000274 |
|---|---|
| Date | Aug 07, 2017 |
| Book Page | 0C6220/000023 |
| Instrument | 274 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | COVINGTON, KY |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Aug 06, 2020 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,685.00 (-0.53%) | $127,200 (-) Land $5,000 Building $122,200 | $127,200 (-) Land $5,000 Building $122,200 |
| 2023 | $1,694.00 | $127,200 Land $5,000 Building $122,200 | $127,200 Land $5,000 Building $122,200 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 691 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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