3111 Twisted Oak Loop, Kissimmee, FL 34744 Property Records

Osceola County property record for 3111 Twisted Oak Loop, Kissimmee, FL 34744

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,033 sqft · built 2005
Lot Size	0.411 acres (17,903 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Feb 2021)
Tax Bill	$8,986 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-25-31-3111-0001-2390`

Property Details

APN / Parcel Number

Primary APN	`05-25-31-3111-0001-2390`
Alternative APNs	`253105311100012390` `129703`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,033 sqft Living Area
Gross Area	5,364 sqft
1st Floor Area	3,169 sqft
Upper Floors Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,903 sqft (0.411 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	641 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3111 TWISTED OAK LOOP
City	KISSIMMEE
State	FL
Zip	34744-9255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	FELLS COVE PHASE 2 UNITS 3 & 4 PB 17 PGS 74-76 LOT 239 06-25-31
Legal Range	31E
Legal Township	25S
Legal Section	05
Legal Subdivision	FELLS COVE UNITS 3-4 PH 2
Legal Phase	2
Legal Tract	3111
Legal Block	2390
Legal Lot Number	239
Legal Unit	3
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3013
Census Tract	42800

Owner

3111 Twisted Oak Loop is owned and occupied by an individual who bought it in February 2021.

Source: Osceola County records, as of March 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3111 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Prior Sale	May 24, 2016 · Amount on File
Deed Document Number	202128618
Deed Book / Page	5899 / 2501
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 26, 2021
Property Address	3111 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255
Document Number	0058992501
Book / Page	5899 / 2501
Map Reference	MB 17 PG 74-76
Instrument Date	Feb 16, 2021
Instrument	2021028618
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	PROMINENCE TITLE AND ESCROW LLC, PROMINENT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3111 TWISTED OAK LOOP, 3111, KISSIMMEE, FL 34744-9255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255

Mortgage

Document Number	0058992502
Date	Feb 26, 2021
Instrument	5899/2502

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3111 Twisted Oak Loop was $8,986, down 2.3% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,986.00 (-2.29%)	$597,200 Land $80,000 Building $517,200	$597,200 Land $80,000 Building $517,200
2024	$9,197.00 (+3.94%)
2023	$8,848.00 (+12%)	$608,600 (+16.15%) Land $80,000 Building $528,600	$608,600 (+16.15%) Land $80,000 Building $528,600
2022	$7,900.00	$524,000 Land $60,000 Building $464,000	$524,000 Land $60,000 Building $464,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3111 Twisted Oak Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	15 (2017–2025)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3111 Twisted Oak Loop is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000