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3111 Spring Creek Dr, Laredo, TX 78045 Property Records

Webb County property record for 3111 Spring Creek Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,249 sqft · built 1995
Lot Size0.258 acres (11,244 sqft)
Owner2 Individual Names on Record
Tax Bill$1,442 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN985-00015-130

Property Details

APN / Parcel Number

Primary APN985-00015-130
Alternative APN
  • 240980

Interior

Stories1 Story
Building Area2,249 sqft Living Area
Gross Area2,874 sqft
1st Floor Area2,249 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,244 sqft (0.258 acres)
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
Pool Area390 sqft
PorchOpen Porch
Porch Area252 sqft

Location & Zoning

Street Address3111 SPRING CREEK DR
CityLAREDO
StateTX
Zip78045-8141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 13 BLK 15 WINFIELD I
Legal SubdivisionWINFIELD
Legal PhaseI
Legal Block15
Legal Lot Number13
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group2
Census Block2004
Census Tract1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3111 SPRING CREEK DR, LAREDO, TX 78045-8141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3111 SPRING CREEK DR, LAREDO, TX 78045-8141
Transaction TypeMortgage
Record UpdatedFeb 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005202/871
DateFeb 1, 2022
Book Page5202/871
Instrument1456559
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2037

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3111 SPRING CREEK DR, LAREDO, TX 78045-8141
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4759/216
DateMar 23, 2020
Book Page4759/216
Instrument1387924
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$381,415 (-0.45%) Land $174,507 Building $206,908$381,415 (-0.45%) Land $174,507 Building $206,908
2025$1,442.00 (-1.3%) Homeowner's exemption Senior Citizen's exemption$383,126 (+5.75%) Land $174,507 Building $208,619$383,126 (+5.75%) Land $174,507 Building $208,619
2024$1,461.00
2023$362,301 Land $168,660 Building $193,641$362,301 Land $168,660 Building $193,641
2022$1,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Smartcom Telephone.

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