3111 SE 32nd Ct, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3111 SE 32nd Ct, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,065 sqft · built 1970
Lot Size	0.219 acres (9,540 sqft)
Owner	Individual Name on Record
Last Sale	$404,000 (Mar 2025)
Tax Bill	$5,270 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1-35-37-35-0010-00000-0540`

Property Details

APN / Parcel Number

Primary APN	`1-35-37-35-0010-00000-0540`
Alternative APN	`R13537350010000000540`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,065 sqft Living Area
Gross Area	3,696 sqft
1st Floor Area	2,590 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,540 sqft (0.219 acres)
Garage Type	Attached
Garage Area	300 sqft
Pool Area	364 sqft
Porch	Slab
Boat House	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3111 SE 32ND CT
City	OKEECHOBEE
State	FL
Zip	34974-6847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUTH OF TAYLOR SUBDIVISION - UNIT ONE (PLAT BOOK 3 PAGE 17) LOT 54
Legal Range	35E
Legal Township	37S
Legal Section	35
Legal Subdivision	MOUTH OF TAYLOR SUBDIVISION - UNIT ONE
Legal Lot Number	54
Legal Unit	1
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1012
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 146, SHANDON, OH 45063-0146
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · Commercial Mortgage ARIES CAPITAL GROUP LLC
Mar 23, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 9, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jul 9, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2025 · Amount on Record
Deed Sale	Mar 13, 2025 · Amount on Record
Prior Sale	Sep 5, 2023 · Amount on Record
Deed Document Number	20252572
Prior Transfer Date	Mar 19, 2008
Prior Transfer Doc	0006501231
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 5, 2023
Property Address	3111 SE 32ND CT, OKEECHOBEE, FL 34974-6847
Document Number	0000010411
Map Reference	MB 3 PG 17
Instrument Date	Aug 31, 2023
Instrument	2023010411
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	TITLE PROS/FLORIDA INC, TITLE PROS OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3111 SE 32ND CT, OKEECHOBEE, FL 34974-6847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13293 73RD ST N, WEST PALM BCH, FL 33412-2702

Mortgage

Document Number	0000010412
Date	Sep 5, 2023
Instrument	2023010412

Lender

Name	ARIES CAPITAL GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3111 SE 32ND CT, OKEECHOBEE, FL 34974-6847
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 SE 32ND CT, OKEECHOBEE, FL 34974-6847

Mortgage

Document Number	0000004022
Date	Mar 23, 2022
Instrument	2022004022

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKEECHOBEE FL
Property Address	3111 SE 32ND CT, OKEECHOBEE, FL 34974-6847
Document Number	0000001426
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3111 SE 32ND CT OKEECHOBEE FL 349746847, OKEECHOBEE, FL 34974-6847

Mortgage

Document Number	0000001426
Date	Feb 10, 2020
Instrument	1426

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3111 SE 32ND CT, OKEECHOBEE, FL 34974-6847
Document Number	0000001573
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3111 SE 32ND CT OKEECHOBEE FL 349746847, OKEECHOBEE, FL 34974-6847

Mortgage

Document Number	0000001573
Date	Feb 13, 2020
Instrument	1573

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,270.00 (+183.33%)	$333,920 (+161.32%) Land $38,000 Building $295,920	$333,920 (+12.89%) Land $38,000 Building $295,920
2023	$1,860.00 (+8.96%) Homeowner's exemption	$127,781 (+3%)	$295,785 (+16.23%) Land $20,000 Building $275,785
2022	$1,707.00 Homeowner's exemption	$124,059	$254,476 Land $20,000 Building $234,476

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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