3111 Pine Trace Ct, Louisville, KY 40272 Property Records

Louisville/Jefferson County Metro Government property record for 3111 Pine Trace Ct, Louisville, KY 40272

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,105 sqft · built 1995
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Mar 2017)
Tax Bill	$2,348 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24271600730000`

Property Details

APN / Parcel Number

Primary APN	`24271600730000`
Alternative APNs	`271600730000` `00264287`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,105 sqft Finished Area
Flooring	Covered

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	256 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00264287
Street Address	3111 PINE TRACE CT
City	LOUISVILLE
State	KY
Zip	40272-4253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDEN
Legal Description	.18 AC PINE TRACE SEC 2
Legal Subdivision	PINE TRACE
Legal Tract	ACE
Jurisdiction	JEFFERSON KY
Township / Civil Division	SOUTH DIXIE
Census Block Group	5
Census Block	5005
Census Tract	12109

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3111 PINE TRACE CT, LOUISVILLE, KY 40272-4253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Quit Claim Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Mar 27, 2017	Warranty Deed, Transfer · FHA Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2017 · Amount on File
Deed Sale	Mar 27, 2017 · Amount on File
Prior Sale	May 12, 2010 · Amount on File
Deed Document Number	201770489
Deed Book / Page	10851 / 627
Last Transfer Date	Mar 21, 2024
Transfer Doc	0000052656
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	Apr 4, 2024
Property Address	3111 PINE TRACE CT, LOUISVILLE, KY 40272-4253
Document Number	0000052656
Book / Page	D 12813 / 414
Map Reference	MB 40 PG 58
Instrument Date	Mar 21, 2024
Instrument	2024052656
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3111 PINE TRACE CT, LOUISVILLE, KY 40272-4253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 PINE TRACE CT, LOUISVILLE, KY 40272-4253

Mortgage

Document Number	0000052657
Date	Apr 4, 2024
Instrument	2024052657

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 27, 2017
Property Address	3111 PINE TRACE CT, LOUISVILLE, KY 40272-4253
Document Number	0108510627
Book / Page	010851 / 000627
Instrument Date	Mar 23, 2017
Instrument	70489
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ROUNSAVALL TITLE GROUP LLC, ROUNSAVALL TITLE GRP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3111 PINE TRACE CT LOUISVILLE KY 402724253, LOUISVILLE, KY 40272-4253

Mortgage

Document Number	149930212
Date	Mar 27, 2017
Book Page	014993/000212
Instrument	70490

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2047

Mortgage

Document Number	149930229,
Date	Mar 27, 2017
Book Page	014993/000229
Instrument	70491

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	LOUISVILLE, KY 40207

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 26, 2027

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,348.00 (+40.94%)	$205,870 (+47.98%) Land $24,000 Building $181,870
2024			$205,870 (+47.98%) Land $24,000 Building $181,870
2023	$1,666.00 (-0.36%)	$139,120 (-) Land $15,500 Building $123,620	$139,120 (-) Land $15,500 Building $123,620
2022	$1,672.00	$139,120 Land $15,500 Building $123,620	$139,120 Land $15,500 Building $123,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
BluegrassNet Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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