3111 Bennies Hill Rd, Middletown, MD 21769 Property Records

Frederick County property record for 3111 Bennies Hill Rd, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,536 sqft · built 2002
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Nov 2022)
Tax Bill	$7,042 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-319492`

Property Details

APN / Parcel Number

Primary APN	`14-319492`
Alternative APN	`319492`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,536 sqft Living Area
Gross Area	4,088 sqft
1st Floor Area	1,768 sqft
Attic	Attic
Attic Area	80 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	624 sqft
Deck Area	48 sqft
Patio Area	667 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	319492
Street Address	3111 BENNIES HILL RD
City	MIDDLETOWN
State	MD
Zip	21769-6801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 1 SECTION 1 5.00 ACRES ASCENSION DAY
Legal Subdivision	PATRICIA CHAMBERS
Legal Tract	1
Legal Block	1
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	14, JEFFERSON
Census Block Group	1
Census Block	1003
Census Tract	752501

Owner

3111 Bennies Hill Rd is owned and occupied by two individuals who acquired it in August 2024.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3111 BENNIES HILL RD, MIDDLETOWN, MD 21769-6801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Nov 25, 2015 · Amount on File
Deed Book / Page	16212 / 279
Last Transfer Date	Aug 2, 2024
Transfer Doc	0169860380
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 4, 2022
Property Address	3111 BENNIES HILL RD, MIDDLETOWN, MD 21769-6801
Document Number	0162120279
Book / Page	16212 / 279
Map Reference	MB 87 PL 20
Instrument Date	Oct 27, 2022
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3111 BENNIES HILL RD, MIDDLETOWN, MD 21769-6801

Mortgage

Document Number	0016212287
Date	Nov 4, 2022
Instrument	16212/287

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3111 BENNIES HILL RD, MIDDLETOWN, MD 21769-6801
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139090148
Date	Jul 21, 2020
Book Page	13909/148

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 3111 Bennies Hill Rd was $7,042 with a homeowner's exemption, up 6.3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$665,500 (+8.99%)	$720,400 (-) Land $164,000 Building $556,400
2025	$7,042.00 (+6.28%)	$610,600	$720,400 Land $164,000 Building $556,400
2024	$6,626.00 (+8.71%)
2023	$6,095.00	$507,500	$555,700 Land $151,000 Building $404,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3111 Bennies Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3111 Bennies Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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