Lake County property record for 31109 Ronald Dr, Willowick, OH 44095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 999 sqft · built 1958 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (May 1989) |
| Tax Bill | $5,627 (2023) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-A-039-L-06-017-0 |
| Primary APN | 28-A-039-L-06-017-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 999 sqft Living Area |
| 1st Floor Area | 999 sqft |
| Game Room | Game Room |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 150 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | E 99 |
|---|---|
| Street Address | 31109 RONALD DR |
| City | WILLOWICK |
| State | OH |
| Zip | 44095-4354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U1 |
| Legal Description | LOT 3 & 4 TRACT 15 |
| Legal Subdivision | BAYRIDGE SUBDIVISION NO 5 |
| Legal Tract | 15 |
| Legal Lot Number | 37 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOWICK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 200400 |
31109 Ronald Dr is owned and occupied by two individuals who bought it in May 1989.
Source: Lake County records, as of April 25, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31109 RONALD DR, WILLOWICK, OH 44095-4354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage DOLLAR BANK FSB |
| Aug 9, 2022 | Deed of Trust, Mortgage DOLLAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 1989 · Amount on File |
| Deed Sale | May 26, 1989 · Amount on File |
| Deed Document Number | 1889 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 31109 RONALD DR, WILLOWICK, OH 44095-4354 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 31109 RONALD DR, WILLOWICK, OH 44095-4354 |
| Document Number | 0000005839 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 2023R005839 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 31109 RONALD DR, WILLOWICK, OH 44095-4354 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 31109 RONALD DR, WILLOWICK, OH 44095-4354 |
| Document Number | 0000022152 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 2022R022152 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Amount | Amount on Record |
|---|
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willowick City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,627.00 (+14%) Homeowner's exemption | $54,320 (-) Land $11,460 Building $42,860 | |
| 2022 | $4,936.00 Homeowner's exemption | $54,320 Land $11,460 Building $42,860 | |
| 2021 | $155,210 Land $32,750 Building $122,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31109 Ronald Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1981) |
| Most Recent Claim | Jul 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 31109 Ronald Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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