31108 183rd Ave, Cincinnati, IA 52549 Property Records

Appanoose County property record for 31108 183rd Ave, Cincinnati, IA 52549

Property Summary

Property Type	Row House
Details	3 bd · 2 ba · 1,566 sqft · built 1994
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2023)
Tax Bill	$622 (2022)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`200201003101000`

Property Details

APN / Parcel Number

Primary APN	`200201003101000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,566 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Porch	Finished/Screened Porch
Porch Area	580 sqft
Deck Area	83 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	31108 183RD AVE
City	CINCINNATI
State	IA
Zip	52549-8825
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	BLDG ON LEASED LAND (MH AS RE) LOCATED ON: NW NW
Jurisdiction	APPANOOSE IA
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2108
Census Tract	950500

Owner

Source: Appanoose County assessment roll, as of May 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	31108 183RD AVE, CINCINNATI, IA 52549-8825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK
Oct 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS BANK
Oct 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage IOWA TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Deed Document Number	2023 2431
Deed Book / Page	2023 / 2431
Record Updated	Jun 7, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	APPANOOSE IA
Recording Date	Nov 17, 2023
Property Address	31108 183RD AVE, CINCINNATI, IA 52549-8825
Document Number	02023/2431
Book / Page	2023 / 2431
Instrument Date	Nov 16, 2023
Instrument	2023 2431
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31108 183RD AVE, CINCINNATI, IA 52549-8825

Mortgage

Document Number	02023/2433
Date	Nov 17, 2023
Book Page	2023/2433
Instrument	2023 2433

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Type	Bank
Address	OTTUMWA, IA 52501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Nov 17, 2028
Change Frequency	5 Years
Min Rate At Change	7.37%
Max Rate At Change	9.37%
Index	5-Year TN
Max Rate	13.3%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	31108 183RD AVE, CINCINNATI, IA 52549-8825
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2478
Date	Oct 7, 2022
Book Page	2022/2478
Instrument	2022 2478

Lender

Name	SUCCESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Jun 5, 2039

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	31108 183RD AVE, CINCINNATI, IA 52549-8825
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2822
Date	Oct 18, 2021
Book Page	2021/2822
Instrument	2021 2822

Lender

Name	IOWA TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Appanoose County assessment roll, as of May 1, 2023

Property Jurisdictions

Type	Name
State	Iowa
County	Appanoose County
Unified School District	Centerville Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$43,800 (+15.9%) Building $43,800	$43,800 (+15.9%) Building $43,800
2022	$622.00	$37,790 Building $37,790
2021			$37,790 Building $37,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 89% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Company Fiber	1,000 / 1,000
Liberty Communications Fixed Wireless	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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