31107 Ave I, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31107 Ave I, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,043 sqft · built 2001
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$625,200 (Apr 2025)
Tax Bill$6,161 (2025)
Deeds & MortgagesOct 2025 Transfer
Jan 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN00307280-000000

Property Details

APN / Parcel Number

Primary APN00307280-000000
Alternative APN
  • 1379441

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,043 sqft Living Area
Gross Area2,547 sqft
1st Floor Area1,248 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2016
Exterior MaterialWood
Construction TypeFrame
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area504 sqft

Exterior Amenities

PorchFlorida Room
Porch Area435 sqft
Deck Area1,036 sqft
Patio Area1,066 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1379441
Street Address31107 AVENUE I
CityBIG PINE KEY
StateFL
Zip33043-4653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 53 LT 1 SANDS SUB BIG PINE KEY PB1-65 OR490-1079-1080 OR732-303 OR827-931 OR843-290 OR1376-1706 OR1382-1282/82A R1663-1169 OR1663-1170 OR1746-1511 OR2128-889 OR2436-1389 OR2994-0329 OR3147-0262
Legal Range29E
Legal Township66S
Legal Section25
Legal SubdivisionSANDS SUBD
Legal Block53
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1006
Census Tract971401

Owner

Source: Monroe County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3585 CONWAY GARDENS RD, ORLANDO, FL 32806-7500
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 4, 2022Warranty Deed, Transfer · VA Mortgage
LOW VA RATES LLC
Nov 22, 2019Deed of Trust, Mortgage
CHOICE MTG BK
Nov 12, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2025 · Amount on Record
Deed SaleApr 25, 2025 · Amount on Record
Prior SaleJan 4, 2022 · Amount on Record
Deed Document Number20252498327
Deed Book / Page3322 / 2421
Transfer Doc1382001282
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateOct 15, 2025
Property Address31107 AVENUE I, BIG PINE KEY, FL 33043-4653
Document Number0033491105
Book / Page3349 / 1105
Map ReferenceMB 1 PG 65
Instrument DateOct 15, 2025
Instrument2518819
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3585 CONWAY GARDENS RD, ORLANDO, FL 32806-7500

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 4, 2022
Property Address31107 AVENUE I, BIG PINE KEY, FL 33043-4653
Document Number0031470262
Book / Page3147 / 262
Map ReferenceMB 1 PG 65
Instrument DateDec 30, 2021
Instrument2355496
Transaction TypeTransfer
Record UpdatedJan 24, 2022
Title CompanyFLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,403.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 420466, SUMMERLAND KEY, FL 33042-0466

Transferred To (Grantee/Buyer)

NameVerified Name
Address31107 AVENUE I, BIG PINE KEY, FL 33043-4653

Mortgage

Document Number0003147267
DateJan 4, 2022
Instrument3147/267
Lender
NameLOW VA RATES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address31107 AVENUE I, BIG PINE KEY, FL 33043-4653
Document Number0029960856
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedJan 3, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address130 W WISCONSIN AVE #1 PEWAUKEE WI 530723461, 1, PEWAUKEE, WI 53072-3461

Mortgage

Document Number0029960856
DateNov 26, 2019
Book Page002996/000856
Instrument2246141
Lender
NameCHOICE MTG BK
TypeBank
AddressBOCA RATON, FL 33432
Agreement
AmountAmount Recorded
Term360 Months
DueNov 25, 2049

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 12, 2019
Property Address31107 AVENUE I, BIG PINE KEY, FL 33043-4653
Document Number0029940329
Book / Page2994 / 0329
Map ReferenceMB 1 PG 65
Instrument DateNov 12, 2019
Instrument2244203
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1120 S FEDERAL HWY, 1120, LAKE WORTH, FL 33460-5244

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address31107 AVENUE I, BIG PINE KEY, FL 33043-4653

Mortgage

Document Number0029940331
DateNov 12, 2019
Instrument2994-0331
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,161.00 (+3.03%)$610,248 (+0.41%) Land $220,000 Building $390,248$610,248 (+0.41%) Land $220,000 Building $390,248
2024$5,980.00 (+6.86%)$607,731 (+6.47%) Land $226,250 Building $381,481$607,731 (+6.47%) Land $226,250 Building $381,481
2023$5,596.00 (+7.86%)$570,783 (+9.29%) Land $207,500 Building $363,283$570,783 (+9.29%) Land $207,500 Building $363,283
2022$5,188.00$522,245 Land $160,000 Building $362,245$522,245 Land $160,000 Building $362,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 369 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies369 in force
Nearby Flood Claims381 (1998–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 167 claims
  • Hurricane Wilma, Oct 2005 · 76 claims
  • Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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