31103 Bridgegate Dr, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 31103 Bridgegate Dr, Wesley Chapel, FL 33545

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,334 sqft · built 2005
Lot Size0.166 acres (7,229 sqft)
OwnerIndividual Name on File
Last Sale$509,000 (Jul 2026)
Tax Bill$7,100 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Nov 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN34-25-20-0010-00600-0430

Property Details

APN / Parcel Number

Primary APN34-25-20-0010-00600-0430
Alternative APNs
  • 2025340010006000430
  • 0460509

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,334 sqft Living Area
Gross Area2,725 sqft
1st Floor Area1,074 sqft
Upper Floors Area1,260 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,229 sqft (0.166 acres)
Garage TypeAttached
Garage Area391 sqft
DrivewayConcrete Driveway
Driveway Area702 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address31103 BRIDGEGATE DR
CityWESLEY CHAPEL
StateFL
Zip33545-8218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionBRIDGEWATER PHASE 1 AND 2 PB 48 PG 110 BLOCK 6 LOT 43
Legal Range20E
Legal Township25S
Legal Section34
Legal SubdivisionBRIDGEWATER
Legal Tract10
Legal Block6
Legal Lot Number43
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group3
Census Block3002
Census Tract32103

Owner

31103 Bridgegate Dr is owned and occupied by an individual who bought it in July 2026.

Source: Pasco County records, as of July 16, 2026

Owner of RecordIndividual Name on File
Mailing Address31103 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8218
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Nov 18, 2022Warranty Deed, Transfer · VA Mortgage
USAA FSB
Nov 2, 2021Warranty Deed, Transfer · Conventional Mortgage
VAN DYK MORTGAGE CORP
Dec 28, 2020Deed of Trust, Mortgage · SBA Mortgage
AMERICAN MOMENTUM BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2026 · Amount on File
Deed SaleJul 7, 2026 · Amount on File
Prior SaleNov 18, 2022 · Amount on File
Deed Document Number2026125262
Deed Book / Page11452 / 833
Prior Transfer DateApr 16, 2010
Prior Transfer Doc0083131611
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 7, 2026
Property Address31103 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8218
Document Number0000125262
Book / Page11452 / 833
Instrument DateJul 2, 2026
Instrument2026125262
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyDIGITAL TITLE SOLUTIONS, DIGITAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$359,863.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31103 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8218

Mortgage

Document Number0000125263,
DateJul 7, 2026
Instrument2026125263
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateNov 18, 2022
Property Address31103 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8218
Document Number0107252382
Book / Page10725 / 2382
Map ReferenceMB 48 PG 110
Instrument DateNov 14, 2022
Instrument2022246247
Transaction TypeTransfer
Record UpdatedDec 1, 2022
Title CompanySOUTHERN TITLE SERVICES/TAMPA BAY, SOUTHERN TTL SVCS OF TAMPA B

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4727 BARCHETTA DR, 4727, LAND O LAKES, FL 34639-9595

Transferred To (Grantee/Buyer)

NameVerified Name
Address31103 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8218

Mortgage

Document Number0107252390
DateNov 18, 2022
Instrument10725/2390
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term1 Months
DueDec 1, 2022

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateNov 2, 2021
Property Address31103 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8218
Document Number0104752921
Book / Page10475 / 2921
Map ReferenceMB 48 PG 110
Instrument DateOct 29, 2021
Instrument2021236094
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyMILLENNIAL TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,807.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6845 BRADBURY CIR, 6845, WESLEY CHAPEL, FL 33545-3403

Transferred To (Grantee/Buyer)

NameVerified Name
Address31103 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8218

Mortgage

Document Number104752923
DateNov 2, 2021
Instrument10475/2923
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address31103 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8218
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address31103 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8218

Mortgage

Document Number0102443935
DateDec 28, 2020
Book Page10244/3935
Instrument2020220682
Lender
NameAMERICAN MOMENTUM BANK
TypeBank
AddressTAMPA, FL 33609
Agreement
TypeSBA Mortgage
AmountAmount on Record
Term300 Months
DueDec 11, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 31103 Bridgegate Dr was $7,100 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$351,849 (-0.17%) Land $66,928 Building $284,921$351,849 (-0.17%) Land $66,928 Building $284,921
2025$7,100.00 Homeowner's exemption$352,436 Land $66,928 Building $285,508$352,436 Land $66,928 Building $285,508
2023$7,494.00 (+27.58%) Additional exemption filed$374,906 (+25.75%) Land $48,688 Building $326,218$374,906 (+25.75%) Land $48,688 Building $326,218
2022$5,874.00 Homeowner's exemption$298,129 Land $40,708 Building $257,421$298,129 Land $40,708 Building $257,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31103 Bridgegate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims2 (2012–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31103 Bridgegate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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