3110 School St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 3110 School St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,850 sqft · built 1950
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (May 2026)
Tax Bill	$2,610 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-304-002-160.05`

Property Details

APN / Parcel Number

Primary APN	`53-304-002-160.05`
Alternative APNs	`053-304-002-160.05` `3040021605` `4775`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	3,108 sqft
Attic	Attic
Attic Area	594 sqft
Basement Area	1,028 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4775
Street Address	3110 SCHOOL ST
City	TWO RIVERS
State	WI
Zip	54241-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	STILL BEND ADD LOT 16 BLK 2
Legal Subdivision	STILL BEND ADD
Legal Block	2
Legal Lot Number	16
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	3
Census Block	3013
Census Tract	5200

Owner

3110 School St is owned by two individuals who bought it in May 2026.

Source: Manitowoc County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	810 23RD ST, TWO RIVERS, WI 54241-2405
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
May 22, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Jul 3, 2013
Deed Document Number	20261295407
Deed Book / Page	3766 / 311
Prior Transfer Date	Apr 8, 2008
Prior Transfer Doc	002371/361
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	May 22, 2026
Property Address	3110 SCHOOL ST, TWO RIVERS, WI 54241-1619
Document Number	0001295407
Book / Page	3766 / 311
Instrument Date	May 22, 2026
Instrument	20261295407
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,357.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 23RD ST, TWO RIVERS, WI 54241-2405
Investor	Possibly a Property Investor

Mortgage

Document Number	0001295408,
Date	May 22, 2026
Instrument	20261295408

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0001295409,
Date	May 22, 2026
Book Page	3766/329
Instrument	20261295409

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	May 22, 2026
Property Address	3110 SCHOOL ST, TWO RIVERS, WI 54241-1619
Document Number	003766/311
Book / Page	3766 / 311
Instrument Date	May 22, 2026
Instrument	20261295407
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,357.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 23RD ST, TWO RIVERS, WI 54241-2405
Investor	Possibly a Property Investor

Mortgage

Document Number	0001295408,
Date	May 22, 2026
Instrument	20261295408

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0001295409,
Date	May 22, 2026
Book Page	3766/329
Instrument	20261295409

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3110 School St was $2,610, up 7.3% from the year before.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,610.00 (+7.32%) Homeowner's exemption Additional exemption filed	$164,100 (-) Land $16,900 Building $147,200	$189,724 Land $19,539 Building $170,185
2024	$2,432.00 (+23.14%)	$164,100 (+97.24%) Land $16,900 Building $147,200
2023	$1,975.00 Homeowner's exemption	$83,200 Land $10,600 Building $72,600	$132,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3110 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3110 School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on School St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures