3110 Ridgeview Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3110 Ridgeview Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 768 sqft · built 1960
Lot Size	0.445 acres (19,380 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Jan 2022)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094760A000`

Property Details

APN / Parcel Number

Primary APN	`094760A000`
Alternative APN	`6-001D-4456-00-0013.1000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,380 sqft (0.445 acres)
Lot Dimensions	323 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	100 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	094760A000
Street Address	3110 RIDGEVIEW DR
City	SAINT CHARLES
State	MO
Zip	63301-0868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	VLG DUCHESNE PT LOT 13
Legal Subdivision	VLG DUCHESNE
Legal Lot Number	13
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1000
Census Tract	310301

Owner

3110 Ridgeview Dr is owned and occupied by two individuals who bought it in January 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3110 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on File
Deed Sale	Jan 11, 2022 · Amount on File
Prior Sale	Jan 11, 2022 · Amount on File
Deed Document Number	20222465
Prior Transfer Date	Sep 25, 2013
Prior Transfer Doc	0060981583
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 11, 2022
Property Address	3110 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0868
Document Number	0000002465
Map Reference	MB 4 PG 178
Instrument Date	Jan 10, 2022
Instrument	2022R-002465
Transaction Type	Transfer
Record Updated	Jan 24, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12146 GREENWALK DR, 12146, SAINT LOUIS, MO 63146-4721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0868

Mortgage

Document Number	0000002466
Date	Jan 11, 2022
Instrument	2022R-002466

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3110 Ridgeview Dr was $1,772, up 7.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,034 (-)	$147,546 (-) Land $45,000 Building $102,546
2025	$1,772.00 (+7.79%)	$28,034	$147,546 Land $45,000 Building $102,546
2024	$1,644.00
2023		$25,358
2022			$133,465 Land $35,000 Building $98,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3110 Ridgeview Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3110 Ridgeview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20