3110 Forge Rd, Toano, VA 23168 Property Records

James City County property record for 3110 Forge Rd, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,040 sqft · built 1935
Lot Size	0.559 acres (24,350 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,727 (2019)
Deeds & Mortgages	Nov 2023 Transfer May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-3 01-0-0012`

Property Details

APN / Parcel Number

Primary APN	`12-3 01-0-0012`
Alternative APN	`1981`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	24,350 sqft (0.559 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal

Location & Zoning

Account Number	1981
Street Address	3110 FORGE RD
City	TOANO
State	VA
Zip	23168-9123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL
Legal Description	OLD FORGE ROAD
Legal Subdivision	ACREAGE LOTS POWHATAN
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1012
Census Tract	80403

Owner

Source: James City County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 524, TOANO, VA 23168-0524
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Intrafamily Transfer, Transfer
May 16, 2023	Intrafamily Transfer, Transfer
Dec 9, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 10, 2023
Transfer Doc	0202311882
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Nov 13, 2023
Property Address	3110 FORGE RD, TOANO, VA 23168-9123
Document Number	0202311882
Instrument Date	Nov 10, 2023
Instrument	202311882
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 524, TOANO, VA 23168-0524

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	May 16, 2023
Property Address	3110 FORGE RD, TOANO, VA 23168-9123
Document Number	0202304606
Instrument Date	May 15, 2023
Instrument	202304606
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 524, TOANO, VA 23168-0524

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3110 FORGE RD, TOANO, VA 23168-9123
Document Number	0000018475
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 FORGE RD TOANO VA 231689123, TOANO, VA 23168-9123

Mortgage

Document Number	0000018475
Date	Dec 13, 2019
Instrument	18475

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$267,000 (+18.51%) Land $87,500 Building $179,500	$267,000 (+18.51%) Land $87,500 Building $179,500
2023		$225,300 Land $72,300 Building $153,000	$225,300 Land $72,300 Building $153,000
2019	$1,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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