3110 20th St, Rockford, IL 61109 Property Records

Winnebago County property record for 3110 20th St, Rockford, IL 61109

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,588 sqft · built 1944
Lot Size	0.292 acres (12,734 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Apr 2016)
Tax Bill	$3,335 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`258C014`

Property Details

APN / Parcel Number

Primary APN	`258C014`
Alternative APN	`1606303002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,588 sqft Living Area
Gross Area	3,371 sqft
1st Floor Area	1,098 sqft
Basement Area	783 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Roof Material	Asphalt
Lot Area	12,734 sqft (0.292 acres)
Garage Area	648 sqft
Deck Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	258C014
Street Address	3110 20TH ST
City	ROCKFORD
State	IL
Zip	61109-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LINDBERG PK SUB OF PT SW 1/4 SEC 6 T 43 N R 2 E 3RD PM LOT 54 + S30FT OF LOT55
Legal Subdivision	LINDBERG PK SUB
Legal Lot Number	54,55
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	1
Census Block	1023
Census Tract	3708

Owner

3110 20th St is owned and occupied by an individual who bought it in April 2016.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3110 20TH ST, ROCKFORD, IL 61109-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2016 · Amount on File
Deed Sale	Apr 13, 2016 · Amount on File
Prior Sale	Jun 30, 1992 · Amount on File
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3110 20TH ST, ROCKFORD, IL 61109-1417
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000630
Date	Jan 10, 2024
Instrument	2400630

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2053

Interest

Rate Type	Fixed Rate
Rate	10.4%

Tax Assessment & Valuation

The 2025 property tax bill for 3110 20th St was $3,335 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,335.00	$43,333 Land $6,985 Building $36,348	$129,999 Land $20,955 Building $109,044
2022	Homeowner's exemption	$32,401 Land $5,352 Building $27,049	$97,203 Land $16,056 Building $81,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3110 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3110 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250