311 Westgate Ave, Libby, MT 59923 Property Records

Lincoln County property record for 311 Westgate Ave, Libby, MT 59923

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,568 sqft · built 1985
Lot Size0.338 acres (14,723 sqft)
Owner2 Individual Names on Record
Last Sale$208,257 (Oct 2025)
Tax Bill$556 (2025)
Deeds & MortgagesJan 2017 Mortgage
Aug 2024 Line of Credit
+ 5 more
APNR569241

Property Details

APN / Parcel Number

Primary APNR569241
Alternative APNs
  • 56-4283-32-3-01-29-0000
  • 0000008393

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,723 sqft (0.338 acres)

Exterior Amenities

PorchSlab
Porch Area72 sqft
Shed1 Shed
Shed Area240 sqft
Pole Barn143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000008393
Street Address311 WESTGATE AVE
CityLIBBY
StateMT
Zip59923-2935
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSUNSET PARK, S32, T31 N, R31 W, LOT 1, IN S2NW 0.338 ACRES *8393*
Legal Range31W
Legal Township31N
Legal Section32
Legal SubdivisionSUNSET PARK
Legal Lot Number1
JurisdictionLINCOLN MT
Township / Civil DivisionLIBBY
Census Block Group3
Census Block3015
Census Tract300

Owner

Source: Lincoln County records, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address311 WESTGATE AVE, LIBBY, MT 59923-2935
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2017Deed of Trust, Mortgage · Commercial Mortgage
PARK SIDE CU
Aug 26, 2024Deed of Trust, Mortgage · Line of Credit
GLACIER BANK
May 26, 2016Deed of Trust, Mortgage · FHA Mortgage
MYCUMORTGAGE LLC
Apr 1, 2009Deed of Trust, Mortgage · Conventional Mortgage
LINCOLN COUNTY CU
Oct 24, 2025Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 3, 2012Warranty Deed, Transfer · Line of Credit
PARK SIDE FCU
Jun 19, 2007Warranty Deed, Transfer · Conventional Mortgage
LINCOLN COUNTY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2025 · Amount on Record
Deed SaleOct 24, 2025 · Amount on Record
Prior SaleJul 3, 2012 · Amount on Record
Deed Book / Page412 / 427
Prior Transfer DateMar 26, 2009
Prior Transfer Doc000324/828
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MT
Property Address311 WESTGATE AVE, LIBBY, MT 59923-2935
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyLINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000365/954
DateJan 3, 2017
Book Page365/954
Instrument266901
Lender
NamePARK SIDE CU
TypeCredit Union
AddressWHITEFISH, MT 59937
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJan 8, 2047
Interest
Rate TypeAdjustable Rate

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MT
Property Address311 WESTGATE AVE, LIBBY, MT 59923-2935
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyFLYING S T&E LIBBY

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 WESTGATE AVE, LIBBY, MT 59923-2935

Mortgage

Document Number0000407/25
DateAug 26, 2024
Book Page407/25
Instrument311966
Lender
NameGLACIER BANK
TypeBank
AddressLIBBY, MT 59923
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MT
Property Address311 WESTGATE AVE, LIBBY, MT 59923-2935
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000362/796
DateMay 26, 2016
Book Page362/796
Instrument263184
Lender
NameMYCUMORTGAGE LLC
TypeMortgage Company
AddressDAYTON, OH 45431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2046

April 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MT
Property Address311 WESTGATE AVE, LIBBY, MT 59923-2935
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyLINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000324/827
DateApr 1, 2009
Book Page324/827
Instrument218004
Lender
NameLINCOLN COUNTY CU
AddressLIBBY, MT 59923
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 31, 2014

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateOct 24, 2025
Property Address311 WESTGATE AVE, LIBBY, MT 59923-2935
Document Number000412/427
Book / Page412 / 427
Instrument DateOct 11, 2025
Instrument318089
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyFLYING S T&E OF MT INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address311 WESTGATE AVE, LIBBY, MT 59923-2935

Mortgage

Document Number0000318090
DateOct 24, 2025
Instrument318090
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

July 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateJul 3, 2012
Property Address311 WESTGATE AVE, LIBBY, MT 59923-2935
Document Number000342/932
Book / Page342 / 932
Map ReferencePL1782
Instrument DateJun 24, 2012
Instrument239518
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyFIRST AMERICAN TITLE CO OF M

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address303 HAMMER ROAD, LIBBY, MT 59923

Transferred To (Grantee/Buyer)

NameVerified Name
Address36424 US HIGHWAY 2, LIBBY, MT 59923-8351

Mortgage

Document Number000342/933
DateJul 3, 2012
Book Page342/933
Instrument239519
Lender
NamePARK SIDE FCU
AddressWHITEFISH, MT 59937
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueJul 3, 2019
Interest
Rate3.78%

June 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateJun 19, 2007
Property Address311 WESTGATE AVE, LIBBY, MT 59923-2935
Document Number000312/745
Book / Page312 / 745
Instrument DateJun 3, 2007
Instrument203760
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyFIRST AMERICAN TITLE CO OF M

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address311 WESTGATE AVE, LIBBY, MT 59923-2935

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address205 HAMMER RD, LIBBY, MT 59923

Mortgage

Document Number000312/746
DateJun 19, 2007
Book Page312/746
Instrument203761
Lender
NameLINCOLN COUNTY CU
AddressLIBBY, MT 59923
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 15, 2012

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 19, 2025

Property Jurisdictions

TypeName
StateMontana
CountyLincoln County
Unified School DistrictLibby K-12 Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$556.00 (-35.87%)$176,829 (+42.81%)$176,829 (+42.81%) Land $51,409 Building $125,420
2023$867.00$123,824$123,824 Land $60,884 Building $62,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies7 in force
Nearby Flood Claims8 (1996–1998)
Claims Outside the SFHA4 of 8
Most Recent ClaimMay 1998 · river or lake flooding
Claims by Event
  • Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims
  • Severe Storms, Flooding, And Ice Jams, Feb 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Montana
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Western Montana CommunityTel
Cable
1,000 / 50

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