311 Walnut Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 311 Walnut Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	built 1910
Lot Size	0.586 acres (25,522 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jun 2013)
Tax Bill	$17,642 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Apr 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00497-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`03-00497-0000-00016`
Alternative APNs	`030049700016` `5813009`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	25,522 sqft (0.586 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	5813009
Street Address	311 WALNUT AVE
City	CRANFORD
State	NJ
Zip	07016-2907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	497
Legal Lot Number	16
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1016
Census Tract	37300

Owner

311 Walnut Ave is owned and occupied by two individuals who bought it in June 2013.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	311 WALNUT AVE, CRANFORD, NJ 07016-2907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit NORTHFIELD BANK
Apr 24, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 28, 2019	Deed of Trust, Mortgage NORTHFIELD BANK
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2013 · Amount on File
Deed Sale	Jun 26, 2013 · Amount on File
Prior Sale	Jun 13, 1995 · Amount on File
Deed Document Number	2013242245
Deed Book / Page	5958 / 375
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	311 WALNUT AVE, CRANFORD, NJ 07016-2907
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 WALNUT AVE, CRANFORD, NJ 07016-2907

Mortgage

Document Number	0149082777
Date	Mar 12, 2021
Book Page	14908/2777
Instrument	6829

Lender

Name	NORTHFIELD BANK
Type	Bank
Address	WOODBRIDGE, NJ 07095

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	311 WALNUT AVE, CRANFORD, NJ 07016-2907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144330074
Date	Apr 24, 2018
Book Page	14433/0074
Instrument	656479

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	57500

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	311 WALNUT AVE, CRANFORD, NJ 07016-2907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145360557
Date	Feb 28, 2019
Book Page	14536/0557
Instrument	669774

Lender

Name	NORTHFIELD BANK
Type	Bank
Address	WOODBRIDGE, NJ 07095

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 25, 2039

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	311 WALNUT AVE, CRANFORD, NJ 07016-2907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147352053
Date	Jul 24, 2020
Book Page	14735/2053
Instrument	695492

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 311 Walnut Ave was $17,642, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,400 (-) Land $96,500 Building $146,900	$243,400 (-) Land $96,500 Building $146,900
2025	$17,642.00 (+6.92%)	$243,400 Land $96,500 Building $146,900	$243,400 Land $96,500 Building $146,900
2024	$16,500.00
2023		$243,400 Land $96,500 Building $146,900	$243,400 Land $96,500 Building $146,900
2022	$16,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 Walnut Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	46 (1978–2021)
Claims Outside the SFHA	33 of 46
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Sep 2011 · 15 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 Walnut Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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