311 W Lima St, Findlay, OH 45840 Property Records

Hancock County property record for 311 W Lima St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 1900
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on Record
Tax Bill	$2,187 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1010-241-16-025.000`

Property Details

APN / Parcel Number

Primary APN	`1010-241-16-025.000`
Alternative APN	`600000319920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,745 sqft Living Area
1st Floor Area	913 sqft
2nd Floor Area	832 sqft
Basement Area	913 sqft
Unfinished Basement	913 sqft
Flooring	Brick
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	200 ft deep x 44 ft wide
Garage Type	Mixed
Garage Area	280 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	531 sqft
Deck Area	132 sqft
Patio Area	320 sqft
Canopy	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	311 W LIMA ST
City	FINDLAY
State	OH
Zip	45840-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANCE & CORYS ADD LOT 320 E44FT
Legal Subdivision	VANCE & CORYS ADD
Legal Lot Number	320
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3002
Census Tract	1000

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	311 W LIMA ST, FINDLAY, OH 45840-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 21, 2023	Survivorship Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Aug 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE UNION BANK CO
Jun 17, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 2, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 14, 2018	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023
Deed Sale	Feb 21, 2023
Prior Sale	Mar 2, 2021 · Amount on Record
Deed Document Number	20231076
Deed Book / Page	2601 / 382
Prior Transfer Date	Nov 7, 2005
Prior Transfer Doc	02290/1271
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Apr 9, 2026
Property Address	311 W LIMA ST, FINDLAY, OH 45840-3035
Document Number	0000002420
Book / Page	2628 / 633
Instrument Date	Mar 24, 2026
Instrument	20262420
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 W LIMA ST, FINDLAY, OH 45840-3035

Mortgage

Document Number	0000002420,
Date	Apr 9, 2026
Book Page	2628/633
Instrument	20262420

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Mar 1, 2053

Interest

Rate	5.98%
Max Rate	-1%

February 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 21, 2023
Property Address	311 W LIMA ST, FINDLAY, OH 45840-3035
Document Number	002601/382
Book / Page	2601 / 382
Instrument Date	Feb 11, 2023
Instrument	202300001076
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	311 W LIMA ST, FINDLAY, OH 45840-3035

Mortgage

Document Number	202300001077
Date	Feb 21, 2023
Instrument	202300001077

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	311 W LIMA ST, FINDLAY, OH 45840-3035
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02544/0025
Date	Aug 24, 2018
Book Page	2544/0025
Instrument	201800007062

Lender

Name	THE UNION BANK CO
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	311 W LIMA ST, FINDLAY, OH 45840-3035
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	ASSOCIATES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02569/3613
Date	Jun 17, 2020
Book Page	2569/3613
Instrument	202000005521

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	311 W LIMA ST, FINDLAY, OH 45840-3035
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02561/3696
Date	Sep 25, 2019
Book Page	2561/3696
Instrument	201900008220

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 2, 2021
Property Address	311 W LIMA ST, FINDLAY, OH 45840-3035
Document Number	02579/1559
Book / Page	2579 / 1559
Instrument Date	Feb 26, 2021
Instrument	202100002442
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 KALAMAZOO ST, ALLEGAN, MI 49010-1664

Mortgage

Document Number	202100002443
Date	Mar 2, 2021
Instrument	202100002443

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 14, 2018
Property Address	311 W LIMA ST, FINDLAY, OH 45840-3035
Document Number	02548/0693
Book / Page	2548 / 0693
Instrument Date	Nov 8, 2018
Instrument	201800009451
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 W LIMA ST, FINDLAY, OH 45840-3035

Mortgage

Document Number	201800009452
Date	Nov 14, 2018
Instrument	201800009452

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,187.00 (+7.58%) Homeowner's exemption	$71,330 (+24.64%) Land $7,440 Building $63,890	$203,790 (+24.63%) Land $21,250 Building $182,540
2024	$2,033.00 (-0.15%)	$57,230 (-) Land $5,310 Building $51,920
2023	$2,036.00 Homeowner's exemption	$57,230 Land $5,310 Building $51,920
2022			$163,510 Land $15,180 Building $148,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Apr 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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