311 W Laurel St, Willard, OH 44890 Property Records

Huron County property record for 311 W Laurel St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 1940
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Sep 2019)
Tax Bill	$1,514 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-0260-04-030-0000`

Property Details

APN / Parcel Number

Primary APN	`51-0260-04-030-0000`
Alternative APN	`486624`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,636 sqft Living Area
1st Floor Area	1,020 sqft
2nd Floor Area	616 sqft
Basement Area	751 sqft
Unfinished Basement	852 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	486624
Street Address	311 W LAUREL ST
City	WILLARD
State	OH
Zip	44890-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 827
Legal Subdivision	VILLAGE OF WILLARD
Legal Lot Number	827
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	2
Census Block	2038
Census Tract	916200

Owner

311 W Laurel St is owned and occupied by an individual who bought it in September 2019.

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	311 W LAUREL ST, WILLARD, OH 44890-1246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 4, 2019	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Mar 23, 2012
Deed Document Number	20194810
Prior Transfer Date	Feb 22, 2012
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Recording Date	May 6, 2026
Property Address	311 W LAUREL ST, WILLARD, OH 44890-1246
Document Number	0000002380
Instrument Date	Apr 27, 2026
Instrument	20262380
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 W LAUREL ST, WILLARD, OH 44890-1246
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002380,
Date	May 6, 2026
Instrument	20262380

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Sep 4, 2019
Property Address	311 W LAUREL ST, WILLARD, OH 44890-1246
Document Number	0000004810
Instrument Date	Aug 30, 2019
Instrument	201909040004810
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	TUCKER ESCROW & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 W LAUREL ST, WILLARD, OH 44890-1246

Mortgage

Document Number	0000004811
Date	Sep 4, 2019
Instrument	201909040004811

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 311 W Laurel St was $1,514 with a homeowner's exemption, down 5.6% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,514.00 (-5.55%)	$46,410 (-) Land $4,810 Building $41,600	$132,600 (-) Land $13,750 Building $118,850
2024	$1,603.00 (+21.53%)	$46,410 (+32%) Land $4,810 Building $41,600	$132,600 Land $13,750 Building $118,850
2023	$1,319.00 (-1.35%)	$35,160 (-) Land $3,500 Building $31,660
2022	$1,337.00	$35,160 Land $3,500 Building $31,660
2021			$100,470 Land $10,000 Building $90,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 311 W Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 311 W Laurel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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