Delta County property record for 311 W 3rd St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,355 sqft · built 1888 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $244,500 (Jan 2026) |
| Tax Bill | $1,067 (2025) |
| Deeds & Mortgages | May 2006 Mortgage May 2006 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R014132 |
| Primary APN | R014132 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,355 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R014132 |
|---|---|
| Street Address | 311 W 3RD ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 311 W 3RD ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: PLAT C DELTA BLOCK: 26 LOT: 15 AND:- LOT: 16 TOTAL 0.17 ACRES +/- PLAT C DELTA TOWNSITE BLOCK26 LOTS 15 & 16 LESS STRIP 3 X 75 SEC 13 T15S R96W 6PM BK 438 PG 345 BK 451 PG 459 BK 456 PGS 825 & |
| Legal Subdivision | PLAT C DELTA |
| Legal Block | 26 |
| Legal Lot Number | 15 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 965100 |
Source: Delta County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 311 W 3RD ST, DELTA, CO 81416-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2006 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) OPTEUM FINANCIAL SERVICES LLC |
| May 2, 2006 | Deed of Trust, Mortgage · Conventional Mortgage OPTEUM FINANCIAL SERVICES LLC |
| Mar 28, 2005 | Deed of Trust, Mortgage · Conventional Mortgage GMAC MORTGAGE CORP |
| Jan 29, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 10, 2020 | Special Warranty Deed, Transfer LAND TITLE GUARANTEE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on Record |
| Deed Sale | Jan 29, 2026 · Amount on Record |
| Prior Sale | Aug 10, 2020 · Amount on Record |
| Deed Document Number | 2026765707 |
| Prior Transfer Date | Apr 18, 2005 |
| Prior Transfer Doc | 0000590529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 311 W 3RD ST, DELTA, CO 81416-1603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000603088 |
|---|---|
| Date | May 2, 2006 |
| Instrument | 603088 |
| Name | OPTEUM FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MONTVALE, NJ 07645 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 311 W 3RD ST, DELTA, CO 81416-1603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000603087 |
|---|---|
| Date | May 2, 2006 |
| Instrument | 603087 |
| Name | OPTEUM FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 311 W 3RD ST, DELTA, CO 81416-1603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000589491 |
|---|---|
| Date | Mar 28, 2005 |
| Instrument | 589491 |
| Name | GMAC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 29, 2026 |
| Property Address | 311 W 3RD ST, DELTA, CO 81416-1603 |
| Document Number | 0000765707 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 765707 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 N FORK RD, LANDER, WY 82520-9700 |
| Name | Verified Name |
|---|---|
| Address | 311 W 3RD ST, DELTA, CO 81416-1603 |
| Document Number | 0000765708 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 765708 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Number | 0000765709 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 765709 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 10, 2020 |
| Property Address | 311 W 3RD ST, DELTA, CO 81416-1603 |
| Document Number | 0000720911 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 720911 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Tax | $22.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 W 3RD ST, 311, DELTA, CO 81416-1603 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4 N FORK RD, LANDER, WY 82520-9700 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,067.00 (+8%) | $15,684 (+5.02%) Land $3,125 Building $12,559 | $250,940 (+12.58%) Land $50,000 Building $200,940 |
| 2024 | $988.00 (+4%) | $14,935 (-) Land $2,015 Building $12,920 | $222,907 (-) Land $30,078 Building $192,829 |
| 2023 | $950.00 (+16%) | $14,935 (+17.69%) Land $2,015 Building $12,920 | $222,907 (+22.08%) Land $30,078 Building $192,829 |
| 2022 | $819.00 | $12,690 Land $1,173 Building $11,517 | $182,585 Land $16,875 Building $165,710 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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