311 State St, Bay City, MI 48706 Property Records

Bay County property record for 311 State St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,406 sqft · built 1900
Lot Size0.103 acres (4,487 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Aug 2017)
Tax Bill$2,368 (2026)
Deeds & MortgagesSep 2021 Sale
Sep 2021 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN160-017-490-008-00

Property Details

APN / Parcel Number

Primary APN160-017-490-008-00
Alternative APN
  • 0913001749000800

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,406 sqft Living Area
1st Floor Area922 sqft
Basement Area402 sqft
Unfinished Basement922 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Lot Area4,487 sqft (0.103 acres)
Lot Dimensions150 ft deep x 30 ft wide
PorchPorch
Porch Area170 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address311 STATE ST
CityBAY CITY
StateMI
Zip48706-3760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2 DUPLEX
Legal DescriptionN 1/2 LOT 1 & N 1/2 OF E 1/2 LOT 12 BLK 2 KINGSBURGH ADD
Legal SubdivisionKINGSBURGH ADD
Legal Block2
Legal Lot Number1,12
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group2
Census Block2007
Census Tract286600

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address311 STATE ST, BAY CITY, MI 48706-3760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2021Land Contract, Transfer
Sep 8, 2021Land Contract, Transfer
May 26, 2021Quit Claim Deed, Transfer
Quitclaim
May 26, 2021Quit Claim Deed, Transfer
Quitclaim
Aug 28, 2017Warranty Deed, Transfer
FRANKENMUTH CU
Aug 28, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2017 · Amount on Record
Deed SaleAug 28, 2017 · Amount on Record
Deed Book / Page3235 / 435
Prior Transfer DateAug 23, 2017
Prior Transfer Doc0032350435
Record UpdatedOct 29, 2026

September 2021: Land Contract, Transfer

Document TypeLand Contract
JurisdictionBAY MI
Recording DateSep 8, 2021
Property Address311 STATE ST, BAY CITY, MI 48706-3760
Document Number202115346
Map ReferenceLB 1 PG 77
Instrument DateSep 1, 2021
Instrument202115346
Transaction TypeTransfer
Record UpdatedOct 20, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address580 N MAIN ST, 580, FRANKENMUTH, MI 48734-1118

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 JOSEPH ST, BAY CITY, MI 48706-3942

September 2021: Land Contract, Transfer

Document TypeLand Contract
JurisdictionBAY MI
Recording DateSep 8, 2021
Property Address311 STATE ST, BAY CITY, MI 48706-3760
Document Number0000015346
Map ReferenceLB 1 PG 77
Instrument DateSep 1, 2021
Instrument202115346
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address580 N MAIN ST, FRANKENMUTH, MI 48734-1118

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 JOSEPH ST, BAY CITY, MI 48706-3942

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateMay 26, 2021
Property Address311 STATE ST, BAY CITY, MI 48706-3760
Document Number202109609
Instrument DateMay 4, 2021
Instrument202109609
Transaction TypeTransfer
Record UpdatedJul 16, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address311 STATE ST, 311, BAY CITY, MI 48706-3760

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 209, FRANKENMUTH, MI 48734-0209

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateMay 26, 2021
Property Address311 STATE ST, BAY CITY, MI 48706-3760
Document Number0000009609
Instrument DateMay 4, 2021
Instrument202109609
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address311 STATE ST, BAY CITY, MI 48706-3760

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 209, FRANKENMUTH, MI 48734-0209

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateAug 28, 2017
Property Address311 STATE ST, BAY CITY, MI 48706-3760
Document Number0032350435
Book / Page003235 / 000435
Instrument DateAug 23, 2017
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$516.00
Amount AccuracyConfirmed
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10340 MIDLAND RD FREELAND MI 486239728, FREELAND, MI 48623-9728

Mortgage

Document Number32350437
DateAug 28, 2017
Book Page003235/000437
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
AmountAmount Recorded
Term360 Months
DueAug 27, 2047

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateAug 28, 2017
Property Address311 STATE ST, BAY CITY, MI 48706-3760
Document Number0032350432
Book / Page003235 / 000432
Instrument DateAug 18, 2017
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 STATE ST BAY CITY MI 487063760, BAY CITY, MI 48706-3760

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,368.00 (+14.56%)$50,850 (+6.38%)$101,700 (+6.38%)
2025$2,067.00 (-0.34%)$47,800 (+32.23%)$95,600 (+32.23%)
2023$36,150$72,300
2022$2,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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