St. Joseph County property record for 311 Spring St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,040 sqft · built 1900 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Oct 2025) |
| Tax Bill | $2,120 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-399-016-00 |
| Primary APN | 051-399-016-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Basement Area | 520 sqft |
| Unfinished Basement | 520 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 155 ft deep x 64 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 311 SPRING ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | COM INT ELY LN CONSTANTINE ST W/ N LN SEC 19 T6S R11W TH S 145.2 FT TO POB TH TH SLY ON SD ELY LN 69.3 FT TH E TO WLY LN SPRI |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 19 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 40300 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 N DOUGLAS AVE, THREE RIVERS, MI 49093-2245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Aug 7, 2017 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on Record |
| Deed Sale | Oct 17, 2025 · Amount on Record |
| Prior Sale | Aug 7, 2017 · Amount on Record |
| Deed Document Number | 20258205 |
| Prior Transfer Date | Sep 18, 2007 |
| Prior Transfer Doc | 1455/0095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 17, 2025 |
| Property Address | 311 SPRING ST, THREE RIVERS, MI 49093-1904 |
| Document Number | 2025008205 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025008205 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 62183 DAY LAKE RD, VANDALIA, MI 49095-9706 |
| Name | Verified Name |
|---|---|
| Address | 309 N DOUGLAS AVE, THREE RIVERS, MI 49093-2245 |
| Investor | Possibly a Property Investor |
| Document Number | 2025008206 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025008206 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 7, 2017 |
| Property Address | 311 SPRING ST, THREE RIVERS, MI 49093-1904 |
| Document Number | 1880/0549 |
| Book / Page | 1880 / 0549 |
| Instrument Date | Jul 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $301.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 246, MARCELLUS, MI 49067-0246 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 62183 DAY LAKE RD, VANDALIA, MI 49095-9706 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,500 (+2.63%) Land $4,300 Building $58,200 | $125,000 (+2.63%) Land $8,600 Building $116,400 | |
| 2025 | $2,120.00 (+2.81%) Homeowner's exemption | $60,900 (+33.26%) Land $4,100 Building $56,800 | $121,800 (+33.26%) Land $8,200 Building $113,600 |
| 2024 | $2,062.00 (+10.33%) | ||
| 2023 | $45,700 Land $2,600 Building $43,100 | $91,400 Land $5,200 Building $86,200 | |
| 2022 | $1,869.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2008–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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