311 Spence Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 311 Spence Rd, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,881 sqft · built 1947
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (May 2018)
Tax Bill	$924 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029051 04201`

Property Details

APN / Parcel Number

Primary APN	`029051 04201`
Alternative APN	`051 04201`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,881 sqft Living Area
1st Floor Area	1,881 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	80 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	311 SPENCE RD
City	RUTLEDGE
State	TN
Zip	37861-5449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: G01
Jurisdiction	GRAINGER TN
Township / Civil Division	2
Census Block Group	4
Census Block	4010
Census Tract	500402

Owner

Source: Grainger County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 280, BEAN STATION, TN 37708-0280
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Mar 28, 2016 · Amount on Record
Deed Document Number	18001343
Deed Book / Page	369 / 234
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	May 31, 2018
Property Address	311 SPENCE RD, RUTLEDGE, TN 37861-5449
Document Number	0000001343
Book / Page	369 / 234
Instrument Date	May 25, 2018
Instrument	18001343
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	COLONIAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 280, BEAN STATION, TN 37708-0280

Mortgage

Document Number	0000001344
Date	May 31, 2018
Instrument	18001344

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$924.00	$39,325 (-) Land $2,475 Building $36,850
2024	$924.00	$39,325 (-) Land $2,475 Building $36,850
2023	$924.00 (+2.33%)	$39,325 (-) Land $2,475 Building $36,850
2022	$903.00	$39,325 Land $2,475 Building $36,850
2021			$157,300 Land $9,900 Building $147,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spence Rd

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