Onslow County property record for 311 Snow Bell Ct, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,050 sqft · built 2009 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Aug 2026) |
| Tax Bill | $952 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32A-77 |
| Primary APN | 32A-77 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 490033558 |
|---|---|
| Street Address | 311 SNOW BELL CT |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-7456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L42 S3 ASHBURY PARK |
| Legal Subdivision | ASHBURY PARK SECTION 3 |
| Legal Lot Number | 42 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 206 |
311 Snow Bell Ct is owned and occupied by an individual who bought it in August 2026.
Source: Onslow County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 311 SNOW BELL CT, RICHLANDS, NC 28574-7456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Dec 28, 2023 | Warranty Deed, Transfer |
| Aug 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 29, 2018 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on File |
| Deed Sale | Aug 6, 2026 · Amount on File |
| Prior Sale | May 29, 2024 · Amount on File |
| Deed Book / Page | 6649 / 569 |
| Prior Transfer Date | Jul 29, 2015 |
| Prior Transfer Doc | 0043370863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 6, 2026 |
| Property Address | 311 SNOW BELL CT, RICHLANDS, NC 28574-7456 |
| Document Number | 6649000569 |
| Book / Page | 6649 / 569 |
| Instrument Date | Jul 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 SNOW BELL CT, RICHLANDS, NC 28574-7456 |
| Document Number | 6649000572, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 6649/572 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Number | 6649000592, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 6649/592 |
| Name | HOUSING FINANCE AGENCY NC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 6, 2041 |
| Rate | 5.84% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 28, 2023 |
| Property Address | 311 SNOW BELL CT, RICHLANDS, NC 28574-7456 |
| Document Number | 0060800050 |
| Book / Page | 6080 / 50 |
| Map Reference | MB 57 PG 201 |
| Instrument Date | Dec 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $241.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2716 HODGES RD, KINSTON, NC 28504-1120 |
| Name | Verified Name |
|---|---|
| Address | 311 CHANTICLAIR DR, APEX, NC 27502-9623 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 311 SNOW BELL CT, RICHLANDS, NC 28574-7456 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0055310283 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 5531/283 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92808 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 29, 2018 |
| Property Address | 311 SNOW BELL CT, RICHLANDS, NC 28574-7456 |
| Document Number | 0047560965 |
| Book / Page | 4756 / 965 |
| Map Reference | MB57 PG201 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 159 BRYN BROOKE DR, 159, DAWSONVILLE, GA 30534-6591 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 311 SNOW BELL CT, RICHLANDS, NC 28574-7456 |
| Document Number | 0004756969 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 4756/969 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2026 property tax bill for 311 Snow Bell Ct was $952.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $952.00 | $203,174 (+39.67%) Land $58,500 Building $144,674 | $203,174 (+39.67%) Land $58,500 Building $144,674 |
| 2025 | $952.00 | $145,468 Land $35,000 Building $110,468 | $145,468 Land $35,000 Building $110,468 |
| 2023 | $952.00 | $145,468 Land $35,000 Building $110,468 | $145,468 Land $35,000 Building $110,468 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 311 Snow Bell Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 311 Snow Bell Ct is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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