311 Serano St, Merced, CA 95341 Property Records

Merced County property record for 311 Serano St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,277 sqft · built 2000
Lot Size	0.138 acres (6,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,500 (May 2000)
Tax Bill	$1,951 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2022 Mortgage
Flood Zone	Zone AO (high risk)
APN	`259-221-002-000`

Property Details

APN / Parcel Number

Primary APN	`259-221-002-000`
Alternative APN	`259-221-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,277 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	6,001 sqft (0.138 acres)
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	259-221-002
Street Address	311 SERANO ST
City	MERCED
State	CA
Zip	95341-6974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LAS BRISAS #E,F & 2-A LOT 2
Legal Subdivision	LAS BRISAS E F & 2-A
Legal Lot Number	2
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2020
Census Tract	1604

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	311 SERANO ST, MERCED, CA 95341-6974
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2000 · Amount on Record
Deed Sale	May 30, 2000 · Amount on Record
Deed Document Number	200017500
Deed Book / Page	4011 / 845
Last Transfer Date	Sep 18, 2006
Transfer Doc	0000067223
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	311 SERANO ST, MERCED, CA 95341-6974
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 SERANO ST, MERCED, CA 95341-6974
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028515
Date	Nov 17, 2023
Instrument	2023028515

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	311 SERANO ST, MERCED, CA 95341-6974
Transaction Type	Mortgage
Record Updated	Oct 17, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 SERANO ST, MERCED, CA 95341-6974

Mortgage

Document Number	0000032923
Date	Sep 20, 2022
Instrument	2022032923

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$154,161 (+2%) Land $39,183 Building $114,978
2025	$1,951.00 (+10.73%)	$151,139 (+4.04%) Land $38,415 Building $112,724
2023	$1,762.00 (+0.63%)	$145,272 Land $36,924 Building $108,348
2022	$1,751.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 95 policies
Nearby Flood Policies	95 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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