311 S Main St, Sadler, TX 76264 Property Records

Grayson County property record for 311 S Main St, Sadler, TX 76264

Property Summary

Property Type	Single Family Home
Details	995 sqft · built 1950
Lot Size	0.358 acres (15,594 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Mar 2021)
Tax Bill	$627 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126 0190005`

Property Details

APN / Parcel Number

Primary APN	`126 0190005`
Alternative APN	`119373`

Interior

Stories	1 Story
Building Area	995 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	995 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Lot Area	15,594 sqft (0.358 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	38 sqft
Deck Area	257 sqft
Patio Area	187 sqft
Utility Building	96 sqft

Location & Zoning

Street Address	311 S MAIN ST
City	SADLER
State	TX
Zip	76264-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0190 BUTRIDGE R B A-G0190, ACRES .358
Legal Subdivision	BUTRIDGE R B A-G0190
Legal Block	5
Legal Lot Number	7
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	2
Census Block	2006
Census Tract	304

Owner

Source: Grayson County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 141, SADLER, TX 76264-0141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Mar 24, 2021	Vendor's Lien, Transfer · Conventional Mortgage SFMC LP
Oct 1, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	20219269
Prior Transfer Date	Aug 24, 2020
Prior Transfer Doc	0000009267
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Recording Date	Jul 2, 2026
Property Address	311 S MAIN ST, SADLER, TX 76264-1200
Document Number	0000016804
Instrument Date	Jun 26, 2026
Instrument	202616804
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 S MAIN ST, SADLER, TX 76264-1200

Mortgage

Document Number	0000016804,
Date	Jul 2, 2026
Instrument	202616804

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.53%
Max Rate	-1%

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 24, 2021
Property Address	311 S MAIN ST, SADLER, TX 76264
Document Number	0000009269
Map Reference	DOC 2018-22335
Instrument Date	Mar 23, 2021
Instrument	2021-00009269
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 N FM 1417724, 3301, SHERMAN, TX 75092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 S MAIN ST, SADLER, TX 76264

Mortgage

Document Number	0000009270
Date	Mar 24, 2021
Instrument	2021-00009270

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 1, 2018
Property Address	311 S MAIN ST, SADLER, TX 76264
Document Number	0000022335
Instrument Date	Sep 27, 2018
Instrument	22335
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 S MAIN ST SADLER TX 76264, SADLER, TX 76264

Mortgage

Document Number	22336
Date	Oct 1, 2018
Instrument	22336

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sadler City
Unified School District	S and S Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$627.00 (-44.85%) Homeowner's exemption	$145,816 (+2.76%) Land $31,447 Building $114,369	$145,816 (+2.76%) Land $31,447 Building $114,369
2024	$1,137.00 (-47.02%)
2023		$141,894 Land $27,134 Building $114,760	$141,894 Land $27,134 Building $114,760
2022	$2,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1990–2025)
Claims Outside the SFHA	4 of 9
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SADLER serves 483 people · EPA ID TX0910014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	400 / 60
Starlink Satellite	280 / 30

May also be available: Nextlink, TekWav, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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