Effingham County property record for 311 S Laurel St, Springfield, GA 31329
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,920 sqft · built 1963 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $550,000 (Jan 2026) |
| Tax Bill | $3,267 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2016 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S1070034000 |
| Primary APN | S1070034000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 4 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 3,920 sqft Total Area |
| Flooring | Tile |
| Interior Walls | Finished/Painted |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 100 ft deep x 43 ft wide |
| Account Number | 26682 |
|---|---|
| Street Address | 311 S LAUREL ST |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-9259 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B-2 |
| Legal Description | .10 AC LOT 7 |
| Legal Subdivision | FETZER |
| Legal Lot Number | 7 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 30205 |
Source: Effingham County records · APN S1070034000
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 700 RACE PATH RD, RINCON, GA 31326-3062 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Feb 09, 2022 | Deed of Trust, Mortgage GREAT OAKS BANK |
| Mar 16, 2016 | Deed of Trust, Mortgage · Commercial Mortgage CSRA RURAL LENDING AUTHORITY |
| Jan 16, 2026 | Limited Warranty Deed, Transfer BANK OF NEWINGTON |
| Mar 04, 2016 | Warranty Deed, Transfer · Commercial Mortgage BANK OF NEWINGTON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Mar 04, 2016 · Amount on Record |
| Deed Book / Page | 3019 / 376 |
| Transfer Doc | 001240/212 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 311 S LAUREL ST, SPRINGFIELD, GA 31329-9259 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 311 S LAUREL ST, SPRINGFIELD, GA 31329-9259 |
| Document Number | 0000002762/0000000666 |
|---|---|
| Date | Feb 09, 2022 |
| Book Page | 0000002762/0000000666 |
| Instrument | 001374 |
| Name | GREAT OAKS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jan 01, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 311 S LAUREL ST, SPRINGFIELD, GA 31329-9259 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00002336/2 |
|---|---|
| Date | Mar 16, 2016 |
| Book Page | 2336/2 |
| Instrument | 001959 |
| Name | CSRA RURAL LENDING AUTHORITY |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2031 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 16, 2026 |
| Property Address | 311 S LAUREL ST, SPRINGFIELD, GA 31329-9259 |
| Document Number | 003019/376 |
| Book / Page | 3019 / 376 |
| Instrument Date | Jan 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 RACE PATH RD, RINCON, GA 31326-3062 |
| Document Number | 0003019378 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 3019/378 |
| Name | BANK OF NEWINGTON |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 01, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 04, 2016 |
| Property Address | 311 S LAUREL ST, SPRINGFIELD, GA 31329-9259 |
| Document Number | 002334/987 |
| Book / Page | 2334 / 987 |
| Instrument Date | Mar 04, 2016 |
| Instrument | 2016-000501 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1211, SPRINGFIELD, GA 31329-1211 |
| Document Number | 002334/988 |
|---|---|
| Date | Mar 08, 2016 |
| Book Page | 2334/988 |
| Instrument | 001751 |
| Name | BANK OF NEWINGTON |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 01, 2026 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Springfield City |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,267.00 (+52.66%) | $72,104 (+58.54%) Land $27,434 Building $44,670 | $180,261 (+58.54%) Land $68,585 Building $111,676 |
| 2024 | $2,140.00 (+12.57%) | $45,481 (-1.68%) Land $17,199 Building $28,282 | $113,704 (-1.68%) Land $42,998 Building $70,706 |
| 2022 | $1,901.00 | $46,259 Land $17,199 Building $29,060 | $115,648 Land $42,998 Building $72,650 |
Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Planters Rural Telephone Cooperative.
Based on FCC filings for 173 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD serves 3,100 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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