311 Ruby Ln, #9689, Ellijay, GA 30540 Property Records

Gilmer County property record for 311 Ruby Ln, #9689, Ellijay, GA 30540 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,322 sqft · built 2004
Lot Size	2.47 acres (107,593 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Oct 2025)
Tax Bill	$4,159 (2025)
Deeds & Mortgages	Jun 2005 Mortgage Jul 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3052AW 033`

Property Details

APN / Parcel Number

Primary APN	`3052AW 033`
Alternative APN	`27325`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,322 sqft Heated Area
1st Floor Area	2,506 sqft
2nd Floor Area	816 sqft
Attic Area	576 sqft
Basement Area	2,506 sqft
Unfinished Basement	2,506 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	107,593 sqft (2.47 acres)
Garage Area	576 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27325
Street Address	311 RUBY LN # 9689, 9689
City	ELLIJAY
State	GA
Zip	30540-7111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3355R EAGLE MTN PH 98
Legal Subdivision	EAGLE MOUNTAIN
Legal Phase	98
Legal Lot Number	3355R
Legal Unit	9689
Jurisdiction	GILMER GA
Township / Civil Division	CARTERS LAKE
Census Block Group	1
Census Block	1014
Census Tract	80403

Owner

Source: Gilmer County records · APN 3052AW 033

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 P RICKMAN INDUSTRIAL DR, CANTON, GA 30115-9099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 06, 2005	Deed of Trust, Mortgage · Conventional Mortgage GILMER COUNTY BANK
Jul 29, 2008	Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA BANK NA
Oct 17, 2025	Limited Warranty Deed, Transfer · SBA Mortgage EVERETT FINANCIAL
May 11, 2018	Warranty Deed, Transfer · Stand-Alone Second Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	May 11, 2018 · Amount on Record
Deed Document Number	0002802362
Deed Book / Page	2802 / 362
Record Updated	Jun 08, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	311 RUBY LN # 9689, 9689, ELLIJAY, GA 30540-7111
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001152/109
Date	Jun 06, 2005
Book Page	1152/109

Lender

Name	GILMER COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2035

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	311 RUBY LN # 9689, 9689, ELLIJAY, GA 30540-7111
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001493/4
Date	Jul 29, 2008
Book Page	1493/4
Instrument	006561

Lender

Name	WACHOVIA BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Jul 01, 2022

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Oct 17, 2025
Property Address	311 RUBY LN # 9689, 9689, ELLIJAY, GA 30540-7111
Document Number	002802/362
Book / Page	2802 / 362
Instrument Date	Oct 17, 2025
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 P RICKMAN INDUSTRIAL DR, CANTON, GA 30115-9099

Mortgage

Document Number	0002802364
Date	Oct 17, 2025
Instrument	2802/364

Lender

Name	EVERETT FINANCIAL

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 01, 2055

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	May 11, 2018
Property Address	311 RUBY LN # 9689, 9689, ELLIJAY, GA 30540-7111
Document Number	002105/156
Book / Page	2105 / 156
Instrument Date	May 11, 2018
Instrument	2018-001171
Transaction Type	Transfer
Record Updated	Jun 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 VICKERY LN, ROSWELL, GA 30075-4686

Mortgage

Document Number	002105/157
Date	May 23, 2018
Book Page	2105/157
Instrument	003383

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Gilmer County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,159.00 (-1.07%) Homeowner's exemption	$295,720 (-0.61%) Land $11,200 Building $284,520	$739,300 (-0.61%) Land $28,000 Building $711,300
2024	$4,204.00 (+5.84%) Homeowner's exemption	$297,520 (+12.07%) Land $11,200 Building $286,320	$743,800 (+12.07%) Land $28,000 Building $715,800
2023	$3,972.00	$265,480 Land $2,920 Building $262,560	$663,700 Land $7,300 Building $656,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gilmer County (13123C), updated December 14, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131230804031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2015–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2021, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Dec 2015 · 2 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of Georgia
Wildfire Likelihood	About 1 in 1,042 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ellijay Telephone Company	Fiber	2,500 / 2,500
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Ellijay Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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