311 Plum St, Duluth, MN 55811 Property Records

St. Louis County property record for 311 Plum St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,336 sqft · built 1957
Lot Size	0.227 acres (9,896 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (May 2026)
Tax Bill	$5,182 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4265-00180`

Property Details

APN / Parcel Number

Primary APN	`010-4265-00180`
Alternative APNs	`1062777` `1197636`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,336 sqft Gross Area
1st Floor Area	1,336 sqft
Basement Area	802 sqft
Finished Basement	802 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,896 sqft (0.227 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	115 sqft
Patio Area	232 sqft
Storage Building	93 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1197636
Street Address	311 PLUM ST
City	DULUTH
State	MN
Zip	55811-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 SERIAL #
Legal Subdivision	SUMMIT TERRACE ADD DULUTH
Legal Lot Number	18
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2000
Census Tract	900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	311 PLUM ST, DULUTH, MN 55811-2731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Nov 29, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	20261101715
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 20, 2026
Property Address	311 PLUM ST, DULUTH, MN 55811-2731
Document Number	0001101715
Instrument Date	Mar 16, 2026
Instrument	20261101715
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,323.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	311 PLUM ST, DULUTH, MN 55811-2731

Mortgage

Document Number	0001101716,
Date	May 20, 2026
Instrument	20261101716

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	311 PLUM ST, DULUTH, MN 55811-2731
Document Number	00T1018661
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 PLUM ST DULUTH MN 558112731, DULUTH, MN 55811-2731

Mortgage

Document Number	00T1018661
Date	Dec 17, 2019
Instrument	T1018661

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 29, 2018
Property Address	311 PLUM ST, DULUTH, MN 55811-2731
Document Number	00T1005489
Instrument Date	Nov 29, 2018
Instrument	T1005489
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 PLUM ST DULUTH MN 558112731, DULUTH, MN 55811-2731

Mortgage

Document Number	1005490
Date	Nov 29, 2018
Instrument	1005490

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,182.00 (+11.06%) Homeowner's exemption
2025	$4,666.00 (-1.44%) Homeowner's exemption	$402,000 (+13.82%) Land $49,600 Building $352,400	$402,000 (+13.82%) Land $49,600 Building $352,400
2024	$4,734.00	$353,200 (+12.02%) Land $52,000 Building $301,200	$353,200 (+12.02%) Land $52,000 Building $301,200
2022		$315,300 Land $48,500 Building $266,800	$315,300 Land $48,500 Building $266,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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