311 Pine Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 311 Pine Ridge Rd, Beech Mountain, NC 28604 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,680 sqft · built 1983
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Mar 2026)
Tax Bill$1,781 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1940-87-1662-000

Property Details

APN / Parcel Number

Primary APN1940-87-1662-000
Alternative APN
  • 1844566

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
1st Floor Area800 sqft
Basement Area800 sqft
Finished Basement800 sqft
Unfinished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Patio Area498 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1844566
Street Address311 PINE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGGGC-H 182
Legal SubdivisionGRASSY GAP GOLF COURSE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1019
Census Tract921000

Owner

Source: Watauga County records · APN 1940-87-1662-000

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 JAMES DREW CT, CHARLOTTE, NC 28270-0981
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Sep 30, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 20, 2026 · Amount on Record
Deed SaleMar 20, 2026 · Amount on Record
Prior SaleSep 30, 2021 · Amount on Record
Deed Document Number2026758343
Deed Book / Page2477 / 78
Prior Transfer DateJun 21, 2016
Prior Transfer Doc0018650414
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMar 20, 2026
Property Address311 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8150
Document Number0024770078
Book / Page2477 / 78
Map ReferenceMB 5 PG 79
Instrument DateMar 16, 2026
Instrument758343
Transaction TypeTransfer
Record UpdatedApr 06, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address109 JAMES DREW CT, CHARLOTTE, NC 28270-0981

Mortgage

Document Number0000758344
DateMar 20, 2026
Instrument758344
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.6%
Type Change DateApr 01, 2031
Change Frequency6 Months
Min Rate At Change3.6%
Max Rate At Change7.6%
IndexSOFR Average 30-Day
Margin3
Max Rate10.6%

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 30, 2021
Property Address311 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8150
Document Number0022240462
Book / Page2224 / 462
Map ReferenceMB 5 PG 79
Instrument DateSep 28, 2021
Instrument711941
Transaction TypeTransfer
Record UpdatedJan 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$790.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4167 NORTHMEADOW CIR, 4167, TAMPA, FL 33618-2724

Transferred To (Grantee/Buyer)

NameVerified Name
Address10015 ANAHEIM DR, ALPHARETTA, GA 30022-5842

Mortgage

Document Number0000711942
DateSep 30, 2021
Instrument711942
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,781.00 (-60.8%)$458,700 (-) Land $31,900 Building $426,800
2024$4,543.00$458,700 Land $31,900 Building $426,800
2023$458,700 Land $31,900 Building $426,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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